Senior QA Analyst, Financial Crimes (2LoD)

Pathward, National Association; United States; Hybrid; USD 43,000 - 70,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

Job summary

Pathward, National Association is seeking a Financial Crimes QA Analyst II to ensure 2LoD processes for BSA/AML, sanctions and fraud are accurate and well-governed. You will review complex cases, escalate issues, and provide credible challenge to strengthen risk management practices.

The role requires 3–5+ years in Financial Crimes with QA or oversight experience, strong regulatory knowledge, and excellent communication skills to collaborate across teams and with regulators.

Qualifications

• 3–5+ years in Financial Crimes (AML, Sanctions, Fraud) with 2LoD experience
• Knowledge of BSA/AML and sanctions regulatory expectations
• Experience in QA/testing or oversight of financial crimes functions
• Ability to review complex cases and provide oversight or challenge
• Strong communication and governance skills

Responsibilities

• Execute QA reviews of 2LoD casework, memos and decisions for accuracy and risk alignment
• Assess quality of 2LoD oversight and escalation processes
• Provide guidance on QA standards and regulatory expectations
• Document findings with root cause, impact, and remediation status
• Engage stakeholders to resolve findings and validate corrective actions
• Provide independent challenge within 2LoD and support regulatory exams

Skills

Financial Crimes knowledge

Analytical skills

Regulatory oversight

Independent judgment

Written and verbal communication

Stakeholder engagement

Education

Bachelor's degree in Finance, Business, Risk Management, or related field

AML certifications (CAMS, CFE, CRCM) or equivalent

Job description

Pathward, National Association is seeking a Financial Crimes QA Analyst II to ensure 2LoD processes for BSA/AML, sanctions and fraud are accurate and well-governed. You will review complex cases, escalate issues, and provide credible challenge to strengthen risk management practices.

The role requires 3–5+ years in Financial Crimes with QA or oversight experience, strong regulatory knowledge, and excellent communication skills to collaborate across teams and with regulators.