Senior Product Manager - HELOC Underwriting & Automation

Splash Financial, Inc.; United States; Remote; USD 145,000 - 185,000; Full time

Benefits offered by this job

Fully remote work freedom

Competitive salary packages

Flexible PTO + 9 company holidays

Equity: Start-up ownership

Insurance benefits

Job summary

Splash Financial, Inc. is seeking a Senior Product Manager to own the HELOC underwriting experience, driving end-to-end product strategy from application to close.

You will collaborate with engineering, credit, operations, and compliance to accelerate time-to-fund and improve borrower experience through AI and automation. You will lead efforts to automate income verification, appraisals, and document review, while expanding AVM coverage and partnering with vendors to meet regulatory and business

Qualifications

• 6+ years of product management experience, end-to-end ownership of outcomes.
• True cross-functional collaboration across engineering, design, credit, ops, compliance.
• Data-driven decisions with product analytics, funnel analysis, experimentation.
• Builder’s mindset for AI/automation in product workflows and document processing.
• SQL proficiency and experience with BI/product analytics tools.
• Knowledge of HELOC underwriting lifecycle, including income verification and appraisals.

Responsibilities

• Own HELOC underwriting product strategy and roadmap from application to close.
• Improve time-to-fund by reducing manual touches and speeding condition clearing.
• Lead AI/automation initiatives to classify/extract data from borrower docs and auto-clear conditions.
• Expand automated valuation coverage with AVMs and vendor partnerships.
• Coordinate cross-functional teams through discovery to launch with clear requirements.

Skills

PM experience

Cross-functional

Data-driven

AI/Automation

SQL

HELOC underwriting

Compliance

Tools

Snowflake

Sigma

Job description

Splash Financial, Inc. is seeking a Senior Product Manager to own the HELOC underwriting experience, driving end-to-end product strategy from application to close.

You will collaborate with engineering, credit, operations, and compliance to accelerate time-to-fund and improve borrower experience through AI and automation. You will lead efforts to automate income verification, appraisals, and document review, while expanding AVM coverage and partnering with vendors to meet regulatory and business