Senior Product Manager: AI-Driven Decisioning & Automation

OhioX; United States; Remote; USD 162,000 - 225,000; Full time

Benefits offered by this job

Competitive compensation

401k match

Equity grants (ESPP)

Health insurance

Paid time off

Parental leave

Employee assistance program

Job summary

Upstart is seeking a Senior Product Manager, Decisioning & Automation, to own the underwriting and verification experience for HELOCs, partnering with engineering, risk, ML, and compliance to expand eligibility and speed. You’ll drive automation, refine backend decisioning logic, and build systems that balance data and risk while improving conversion and efficiency across the borrower lifecycle.

Remote roles are available in the US, with team alignments across East/West coast time zones and

Qualifications

• 5+ years of product management on fast-moving, customer-obsessed teams.
• Demonstrated ability to drive business outcomes through a strong balance of quantitative metrics and qualitative insight.
• Strong product sense with experience authoring and executing multi-quarter roadmaps.
• Rigorous, analytical problem solver with clear, concise, and persuasive communication skills.
• Ownership and growth mindset with a willingness to learn and improve.
• Stellar communication and collaboration with cross-functional partners.

Responsibilities

• Own the strategy and roadmap for streamlining the decisioning & verification experience, translating risk, capital, compliance, and borrower-experience needs into clear priorities.
• Collaborate cross-functionally with Capital, Compliance, Risk, and ML on expanding underwriting guidelines to reach new borrowers.
• Define and evolve the backend logic for underwriting and decisioning, balancing data and risk in complex systems.
• Increase automation and instant approvals in HELOC underwriting using new data sources and ML.

Skills

Product management

Roadmap ownership

Data-driven decisions

Cross-functional collaboration

Risk judgment

Communication

Ownership mindset

Stakeholder management

Job description

Upstart is seeking a Senior Product Manager, Decisioning & Automation, to own the underwriting and verification experience for HELOCs, partnering with engineering, risk, ML, and compliance to expand eligibility and speed. You’ll drive automation, refine backend decisioning logic, and build systems that balance data and risk while improving conversion and efficiency across the borrower lifecycle.

Remote roles are available in the US, with team alignments across East/West coast time zones and