Senior Product Designer, Mobile Banking & AI-Driven UX

H&R Block

Missouri

On-site

USD 90,000 - 135,000

Full time

34 hours ago
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Job summary

H&R Block is seeking a Senior Product Designer to shape Spruce, our native mobile banking experience. You will lead end-to-end design from identifying problems to prototyping, validation, and iteration for iOS and Android.

You will collaborate across Product, Engineering, and Legal, building scalable patterns and using AI-enabled tools to accelerate design delivery, with a strong emphasis on accessibility and regulatory alignment.

Qualifications

  • 6+ years of product-design experience, ideally designing complex mobile products or services.
  • A portfolio demonstrating end-to-end product thinking, strong interaction and visual design, and meaningful customer or business outcomes.
  • Experience designing native experiences for iOS and Android.
  • Advanced proficiency in Figma, including components, libraries, prototyping, documentation, and developer-ready design.
  • Demonstrated experience using AI-assisted tools and workflows to accelerate exploration, prototyping, documentation, research synthesis, and design-to-development collaboration.
  • Experience simplifying complex workflows and designing high-trust or high-stakes customer experiences.
  • Strong understanding of accessibility and inclusive-design practices.
  • Experience planning or partnering on customer research and usability testing.
  • Ability to use qualitative and quantitative evidence to inform, validate, and communicate design decisions.
  • Comfort navigating ambiguity, balancing competing constraints, and independently moving complex work forward.
  • Strong cross-functional collaboration skills across Product, Engineering, Content, Analytics, Legal, Compliance, and business partners.
  • Strong facilitation, storytelling, presentation, and design-rationale skills.
  • Strong attention to detail while maintaining focus on the broader customer journey and product strategy.
  • Experience with financial services, fintech, identity, security, or another regulated environment is preferred.
  • Bachelor’s degree in design, human-computer interaction, or a related discipline, or equivalent professional experience.

Responsibilities

  • Lead end-to-end product design for complex Spruce mobile banking features and customer journeys.
  • Translate customer needs, business goals, technical constraints, data, and regulatory requirements into clear product opportunities and intuitive experiences.
  • Frame problems, map journeys and flows, explore concepts, prototype, validate, and deliver production-ready designs.
  • Plan, conduct, and synthesize customer research and usability testing, translating insights into product and design decisions.
  • Define the future of Spruce's native iOS and Android experience, ensuring every interaction is intuitive, trustworthy, accessible, and aligned with platform best practices.
  • Establish scalable patterns, frameworks, and interaction standards that improve consistency across the Spruce ecosystem.
  • Leverage AI-enabled tools, including Figma Make, Figma MCP, and emerging technologies, to accelerate exploration, prototyping, documentation, and delivery.
  • Partner closely with Product, Engineering, and Content throughout discovery, planning, implementation, testing, and release.
  • Collaborate with Legal and Compliance to meet regulatory requirements while protecting usability and customer understanding.
  • Review implemented experiences for design quality, accessibility, platform consistency, and alignment with approved designs.
  • Contribute to release readiness by identifying experience risks, validating critical journeys, and supporting issue triage.

Skills

Product design
End-to-end product thinking
Native iOS/Android design
Figma proficiency
AI-assisted design tools
Accessibility
Research & usability testing
Cross-functional collaboration
Storytelling & design rationale
Attention to detail
Regulated environments experience

Education

Bachelor’s degree or equivalent

Tools

Figma Make
Figma MCP

Job description

H&R Block is seeking a Senior Product Designer to shape Spruce, our native mobile banking experience. You will lead end-to-end design from identifying problems to prototyping, validation, and iteration for iOS and Android.

You will collaborate across Product, Engineering, and Legal, building scalable patterns and using AI-enabled tools to accelerate design delivery, with a strong emphasis on accessibility and regulatory alignment.

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