Senior Product Builder, Merchant Onboarding

nabancard; United States; Remote; USD 122,000 - 180,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401(k) with matching

Flexible paid time off

Education assistance

Job summary

nabancard is seeking an experienced product/engineering professional to build and validate onboarding capabilities for merchants, focusing on automating intake and real-time underwriting checks. The role blends customer discovery, technical design, and rapid prototyping to drive testable solutions with engineering teams.

You will engage merchants and partners, translate ideas into specifications, and leverage AI tools to accelerate discovery, prototyping, and code generation in a fully remote

Qualifications

• Bachelor’s degree or equivalent experience with at least eight years in technical product roles.
• Strong knowledge of LLM APIs, prompt design, and AI-assisted coding tools.
• Strong user research with merchants and underwriting teams.
• Proficiency with SQL, JavaScript, and REST or web APIs.
• Experience with Agile software teams and Jira.
• Familiarity with payment hardware and mobile development for iOS/Android.

Responsibilities

• Define, design, and build end-to-end proof-of-concept features in sandbox environments.
• Turn product ideas into specifications, wireframes, data schemas, permission rules, and configuration examples that engineering teams can implement.
• Set evaluation criteria before building so prototypes can be measured against clear outcomes.
• Speak directly with merchants and sales partners, then use their feedback to shape and rapidly refine working prototypes.
• Track relevant point-of-sale capabilities and market developments to inform product decisions.
• Use large language model APIs and AI coding tools to speed up discovery, code generation, and prototyping.

Skills

LLM APIs

Prompt design

AI-assisted coding

SQL

JavaScript

REST APIs

Agile/Jira

Merchant discovery

Underwriting familiarity

Education

Bachelor's degree or equivalent

Tools

Jira

Web APIs

Job description

Role overview

Build and validate new capabilities for merchant onboarding, with a focus on automating intake and checking underwriting information in real time. This hands-on product role combines customer discovery, technical design, and rapid prototyping to help engineering teams move from an identified need to a testable solution.

Responsibilities

• Define, design, and build end-to-end proof-of-concept features in sandbox environments.
• Turn product ideas into detailed specifications, wireframes, data schemas, permission rules, and configuration examples that engineering teams can implement.
• Set evaluation criteria before building so prototypes can be measured against clear outcomes.
• Speak directly with merchants and sales partners, then use their feedback to shape and rapidly refine working prototypes.
• Track relevant point-of-sale capabilities and market developments to inform product decisions.
• Use large language model APIs and AI coding tools to speed up discovery, code generation, and prototyping.

Requirements

• Bachelor’s degree or equivalent experience, with at least eight years in product management, product engineering, product analysis, or a similar technical product role.
• Strong knowledge of LLM APIs, prompt design, and AI-assisted coding tools.
• Strong user research skills, including direct discovery with merchants and underwriting teams.
• Practical proficiency with SQL, JavaScript, and REST or web APIs.
• Experience working with Agile software teams and product management tools such as Jira.
• Familiarity with payment hardware such as card readers, point-of-sale terminals, or kiosks; mobile development experience for iOS or Android is also sought.

Nice to have

• Product Owner certification and experience in payments or financial technology.

Benefits and work setup

The role is remote within the United States. The listed salary range is $122,000–$180,000, with a 5% annual bonus; pay varies by location, skills, and experience. Benefits include medical, dental, and vision coverage, flexible paid time off, a 401(k) with matching, mental health support, parental leave, education assistance, and a lifestyle spending account. Work authorization sponsorship is unavailable.