Senior Portfolio Manager - Strategic Credit & Risk Leader

Fifth Third; Charlotte (NC); Sur place; USD 97 000 - 208 000; Plein temps

Résumé du poste

The Senior Portfolio Manager at Fifth Third Bank oversees a portfolio through rigorous financial analysis, risk assessment, and proactive monitoring. You will work with Relationship Managers and Credit Risk across the deal lifecycle, including credit structuring, pricing, risk ratings, and due diligence.

You will lead senior-level discussions, provide risk insights, and ensure compliance with credit policies while delivering timely portfolio performance reports to leadership.

Qualifications

• Bachelor’s degree in Finance, Business Administration, or a related field.
• Minimum of 8 years of experience in commercial banking, portfolio management or underwriting.
• Strong risk judgment with ability to manage complex and higher risk portfolios.
• Excellent interpersonal and communication skills.
• Experience coaching or reviewing junior staff is preferred but not required.

Responsabilités

• Maintain an independent, current and forward-looking view of the creditworthiness of each client and communicate risk perspectives clearly to business and risk partners
• Perform ongoing monitoring and periodic deal reviews; approve or recommend renewal, modification or exit decisions as appropriate
• Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit issues, and clear articulation of industry and company trends
• Manage the underwriting, approval and documentation process for transactions, including new money, renewals, extensions, amendments, waivers, and ancillary products
• Review and recommend credit decisions, perform final risk rating analysis, provide interpretation of credit policy to business partners, and upscale non-standard or higher-risk requests as appropriate
• Ensure compliance with internal credit policies, regulatory guidelines and documentation standards
• Manage a larger, more complex portfolio that may include higher‑risk, lead bank and high touch client relationships
• Serve as an active member of the coverage team in collaboration with Relationship Managers and Credit Risk
• Meet directly with prospects and clients as needed, leading diligence discussions for assigned relationships and supporting escalated discussions alongside senior leadership
• Provide guidance on deal structures, pricing and risk mitigation strategies
• Create and deliver portfolio performance reports and presentations for senior management, including risk insights and recommendations
• Ensure accuracy and integrity of system records and electronic credit files, supporting data governance and regulatory readiness
• Participate in senior level team meetings, providing input on portfolio themes, risk trends and process improvements
• Lead or participate in special projects and strategic initiatives that enhance portfolio management practices and systems
• Review work product prepared by junior team members to ensure accuracy and consistency and provide coaching and feedback to Credit Analysts

Connaissances

Strong risk judgment

Interpersonal skills

Communication skills

Priorities management

Formation

Bachelor’s degree in Finance, Business Administration, or a related field

Description du poste

The Senior Portfolio Manager at Fifth Third Bank oversees a portfolio through rigorous financial analysis, risk assessment, and proactive monitoring. You will work with Relationship Managers and Credit Risk across the deal lifecycle, including credit structuring, pricing, risk ratings, and due diligence.

You will lead senior-level discussions, provide risk insights, and ensure compliance with credit policies while delivering timely portfolio performance reports to leadership.