Senior Commercial Portfolio Risk Leader

Financeroles; Indianapolis (IN); On-site; USD 97,000 - 208,000; Full time

Benefits offered by this job

Comprehensive benefits

Incentive pay

Job summary

Fifth Third Bank is seeking a Senior Commercial Portfolio Manager in Indianapolis to lead a large, complex portfolio with a focus on risk identification and proactive management. You will partner with Relationship Managers and Credit Risk throughout deal lifecycle, including structuring, pricing, and reporting.

The role emphasizes governance, policy adherence, and collaboration across teams to deliver sound credit decisions while supporting strategic growth and client relationships in a

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum of 8 years of experience in commercial banking, portfolio management, underwriting or a related discipline.
• Subject matterexpert level understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation.
• Strong risk judgment withdemonstratedability to manage complex andhigher riskportfolios.
• Experience providing guidance, coaching, or review of junior staff work is preferred but notrequired.
• Excellent interpersonal and communication skills with the ability to collaborate effectively with business and risk partners.
• Ability to manage multiple priorities, complex transactions, and strategic initiatives while meeting deadlines.

Responsibilities

• Maintain an independent, current, and forward-looking view of the creditworthiness of each client and communicate risk perspectives clearly to business and risk partners.
• Perform ongoing monitoring and periodic deal reviews; approve or recommend renewal, modification or exit decisions as appropriate.
• Analyze historical financials and projections to ensure accurate risk ratings, early identification of emerging credit issues, and clear articulation of industry and company trends.
• Manage the underwriting, approval and documentation process for transactions, including new money, renewals, extensions, amendments, waivers, and ancillary products (e.g., treasury management, FX, interest rate derivatives and commodity exposure).
• Review and recommend credit decisions, perform final risk rating analysis, provide interpretation of credit policy to business partners, and escalate non-standard or higher-risk requests as appropriate.
• Ensure compliance with internal credit policies, regulatory guidelines and documentation standards.

Skills

Portfolio management

Credit analysis

Underwriting

Risk management

Client communication

Education

Bachelor's degree in Finance/Business

Job description

Fifth Third Bank is seeking a Senior Commercial Portfolio Manager in Indianapolis to lead a large, complex portfolio with a focus on risk identification and proactive management. You will partner with Relationship Managers and Credit Risk throughout deal lifecycle, including structuring, pricing, and reporting.

The role emphasizes governance, policy adherence, and collaboration across teams to deliver sound credit decisions while supporting strategic growth and client relationships in a