Senior Credit Lead, Portfolio Risk & Growth

Fifth Third Bank; Boca Raton (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

Fifth Third Bank in the United States seeks a Credit Lead to drive credit solutions leadership and portfolio management excellence across the organization. You will mentor Credit Solutions professionals, align priorities, and ensure adherence to policy, risk controls, and regulatory standards to safeguard customer and bank interests.

The role partners with Banking teams on complex deals, leads improvements to processes and systems, and continuously strengthens asset quality through proactive

Qualifications

• Bachelor’s degree in Business, Finance, Accounting, or related field; advanced degree preferred.
• Minimum of 8 years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership.
• Strong commercial credit underwriting, structuring, portfolio management, and legal documentation.
• Demonstrated leadership skills.
• Proven ability to identify emerging credit issues and forward-looking portfolio risk.
• Deep knowledge of commercial lending policies, regulatory requirements, and risk governance.

Responsibilities

• Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities.
• Maintain a forward-looking, independent assessment of borrower and portfolio creditworthiness, including early identification of emerging risks, and elevate emerging risks or nonstandard situations to senior credit leadership as appropriate.
• Drive credit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, and timely remediation of issues.
• Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams.
• Engage with clients and prospects as needed, typically in support of Banking partners and senior credit leadership, particularly in complex or sensitive situations.
• Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems.
• Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio.
• Provides ongoing coaching and mentoring of Credit Solutions professionals.

Skills

Leadership

Portfolio risk

Communication

Analytical skills

Microsoft Office

Regulatory knowledge

Education

Bachelor’s degree in Business/Finance

Advanced degree

Tools

Microsoft Office

Job description

Fifth Third Bank in the United States seeks a Credit Lead to drive credit solutions leadership and portfolio management excellence across the organization. You will mentor Credit Solutions professionals, align priorities, and ensure adherence to policy, risk controls, and regulatory standards to safeguard customer and bank interests.

The role partners with Banking teams on complex deals, leads improvements to processes and systems, and continuously strengthens asset quality through proactive