Senior Payments Risk Analyst — AI-Driven Fraud & Risk Ops

Coinbase, Inc.; Portland (OR); Hybrid; USD 180,000 - 212,000; Full time

Job summary

Coinbase is seeking a Senior Risk Analyst to join Payments Risk Operations. You will own escalations for complex cases, collaborate with Risk Modeling and Analytics, and drive improvements in controls while balancing customer experience.

You’ll work with AI tools to accelerate investigations and uphold evidentiary standards. Base salary ranges from $180,370 to $212,200 per year, with equity and bonus potential.

Qualifications

• 7+ years in payments risk, fraud operations, or fraud investigations with escalation authority.
• Deep understanding of ACH, cards, wires, and crypto rails and how they relate to fraud.
• Proficiency in SQL and hands-on experience tracing funds on-chain with blockchain analytics tools.

Responsibilities

• Own escalations from Payments Risk Operations and partner teams, including high-dollar losses and high-profile accounts.
• Lead response to emerging fraud patterns from detection to remediation.
• Maintain expert knowledge of workflows, SOPs, and risk controls.
• Drive rule and model performance with Risk Modeling and Analytics to reduce losses with minimal customer friction.
• Present findings and recommendations to Risk leadership and cross-functional partners.

Skills

Payments risk

Fraud operations

Fraud investigations

SQL

Blockchain analytics

Tools

SQL

Blockchain analytics tools

Job description

Coinbase is seeking a Senior Risk Analyst to join Payments Risk Operations. You will own escalations for complex cases, collaborate with Risk Modeling and Analytics, and drive improvements in controls while balancing customer experience.

You’ll work with AI tools to accelerate investigations and uphold evidentiary standards. Base salary ranges from $180,370 to $212,200 per year, with equity and bonus potential.