Senior Payments Risk Lead – AI-Driven Impact

Coinbase, Inc.; Helena (MT); Remote; USD 180,000 - 212,000; Full time

Benefits offered by this job

Equity

Bonus eligibility

Medical, dental, vision, 401(k)

Remote-first with quarterly in-person

In-person surge sessions

Job summary

Coinbase, Inc. is seeking a Senior Risk Analyst in Payments Risk Operations to escalate and resolve high-dollar losses, suspected fraud, and complex cases across deposits, withdrawals, trading, and flagged activity.

You will work AI-native from day one, leveraging risk workflows and collaborating across Risk Modeling, Fraud Detection, Analytics, Engineering, and Customer Support to strengthen controls while minimizing customer friction.

Qualifications

• 7+ years in payments risk, fraud operations, or fraud investigations with escalation authority.
• Deep understanding of ACH, cards, wires, and crypto rails with proven risk controls improvements.
• Proficiency in SQL and hands-on tracing funds on-chain with blockchain analytics tools.
• Experience reviewing analyst decisions for quality and SOP adherence, and communicating complex risk decisions to technical and non-technical stakeholders.
• Utilizes generative AI responsibly, maintaining human oversight to improve workflow efficiency, cost, and quality.

Responsibilities

• Own escalations from Payments Risk Operations and partner teams, including high-dollar losses, suspected fraud rings, and high-profile accounts, making final decisions backed by clear evidence
• Lead the response to emerging fraud patterns from first detection through root cause analysis, loss assessment, and remediation
• Maintain expert knowledge of review workflows, SOPs, and risk controls, keeping them current as products and threats evolve
• Drive rule and model performance measurement in partnership with Risk Modeling and Analytics, tuning controls that reduce losses with minimal customer friction
• Present findings and recommendations to Risk leadership and partners across Product, Engineering, and Customer Support, coaching analysts to improve accuracy and consistency

Skills

Payments risk

Fraud investigations

SQL

Blockchain analytics

Risk decision communication

Generative AI in risk

Tools

Blockchain analytics tools

Job description

Coinbase, Inc. is seeking a Senior Risk Analyst in Payments Risk Operations to escalate and resolve high-dollar losses, suspected fraud, and complex cases across deposits, withdrawals, trading, and flagged activity.

You will work AI-native from day one, leveraging risk workflows and collaborating across Risk Modeling, Fraud Detection, Analytics, Engineering, and Customer Support to strengthen controls while minimizing customer friction.