Senior Mortgage Underwriter & Test Specialist

Bank of America Corporation; Fort Worth (TX); On-site; USD 90,000 - 135,000; Full time

Job summary

Bank of America is seeking a Sr. Mortgage Underwriter and Testing SME to ensure accurate and timely testing of residential loan processes.

You will analyze complex loan files for underwriting accuracy, mentor junior staff, and collaborate with partners to elevate quality across testing programs. The role requires 5+ years in residential loan underwriting (Conforming, Nonconforming, HELOC, FHA/VA) and strong communication skills.

Qualifications

• Bachelor's Degree or equivalent experience.
• Minimum 5 years' experience in residential loan underwriting including Conforming, Nonconforming, HELOC, Custom, FHA and VA.
• Delegated senior mortgage underwriter.
• Strong written, verbal and delivery skills.

Responsibilities

• Accountable for accurate and timely test execution.
• Execute testing requiring administrative judgment in the execution of complex testing according to the determined scope.
• Independently identify risk defects and root cause for finding placement and details defects.
• Examine loan documentation for accuracy and completeness.
• Provide training and direction to more junior staff as appropriate.
• Elevate errors and recommends enhancements as appropriate.
• Review reversal requests/arbitration appeals as well as analyze results.
• Work special projects as necessary.
• Subject Matter Expert (SME) on appointed tests collaborating with business partners, etc.
• Perform Quality Assurance Testing
• Contributes to Test Development Intakes as needed, including test script edits and pilot testing
• Create and submit redlined test scripts for Simple Path processing
• Point-of-contact for Support Lead or assist Testing Lead when needed

Skills

Monitoring

Data Privacy

Influence

Issue Management

Reporting

Underwriting

Quality Assurance

Education

Bachelor's Degree or equivalent experience

Tools

Microsoft Excel

Job description

Bank of America is seeking a Sr. Mortgage Underwriter and Testing SME to ensure accurate and timely testing of residential loan processes.

You will analyze complex loan files for underwriting accuracy, mentor junior staff, and collaborate with partners to elevate quality across testing programs. The role requires 5+ years in residential loan underwriting (Conforming, Nonconforming, HELOC, FHA/VA) and strong communication skills.