Senior Mortgage Underwriter - Conforming & VA Expert

Bank of America; Charlotte (NC); On-site; USD 90,000 - 120,000; Full time

Job summary

Bank of America in Charlotte, NC, seeks a Test Specialist for Enterprise Independent Testing (CBT). You will execute end-to-end testing on consumer banking processes, document defects, perform analysis, and collaborate with Compliance and risk partners across multiple lines of business.

The role requires 5+ years in residential loan underwriting and strong analytical, communication, and QA skills. This position emphasizes accuracy, accountability, and staff training in a fast-paced environment.

Qualifications

• Bachelor’s Degree or equivalent experience.
• 5+ years’ residential loan underwriting experience across Conforming, Nonconforming, HELOC, FHA and VA.
• Strong written, verbal and delivery skills; attention to detail.

Responsibilities

• Accountable for accurate and timely test execution.
• Execute testing with complex scope and administrative judgment.
• Identify risk defects and root causes; document defects.
• Examine loan documentation for accuracy and completeness.
• Provide training to junior staff and coordinate with team.

Skills

Monitoring, Surveillance, and Testing

Data Privacy and Protection

Influence

Issue Management

Reporting

Underwriting

Quality Assurance

Education

Bachelor’s Degree or equivalent experience

Tools

Microsoft Excel

Job description

Bank of America in Charlotte, NC, seeks a Test Specialist for Enterprise Independent Testing (CBT). You will execute end-to-end testing on consumer banking processes, document defects, perform analysis, and collaborate with Compliance and risk partners across multiple lines of business.

The role requires 5+ years in residential loan underwriting and strong analytical, communication, and QA skills. This position emphasizes accuracy, accountability, and staff training in a fast-paced environment.