Senior Mortgage Underwriter & QA Testing Lead

Bank of America; Atlanta (GA); On-site; USD 90,000 - 120,000; Full time

Job summary

Bank of America is seeking a Test Specialist to join Enterprise Independent Testing for Consumer Banking Testing. The role emphasizes accurate test execution, analysis of results, and collaboration with Compliance and operational risk teams.

The position requires deep underwriting experience and the ability to train and guide junior staff. Ideal candidates bring a strong background in residential loan underwriting across Conforming, Nonconforming, HELOC, FHA and VA, with proven problem-solving

Qualifications

• Bachelor's Degree or equivalent experience.
• Minimum 5 years' experience in residential loan underwriting including Conforming, Nonconforming, HELOC, Custom, FHA and VA.

Responsibilities

• Accountable for accurate and timely test execution.
• Execute testing requiring administrative judgment in the execution of complex testing according to the determined scope.
• Independently identify risk defects and root cause for finding placement and details defects.
• Examine loan documentation for accuracy and completeness.
• Provide training and direction to more junior staff as appropriate.
• Elevate errors and recommends enhancements as appropriate.
• Review reversal requests/arbitration appeals as well as analyze results.
• Work special projects as necessary.
• Subject Matter Expert (SME) on appointed tests collaborating with business partners, etc.
• Perform Quality Assurance Testing.
• Contributes to Test Development Intakes as needed, including test script edits and pilot testing.
• Create and submit redlined test scripts for Simple Path processing
• Point-of-contact for Support Lead or assist Testing Lead when needed

Skills

Testing Execution

Risk Analysis

Loan Underwriting

Documentation

Training

Quality Assurance

Collaboration

Education

Bachelor's Degree or equivalent experience

Job description

Bank of America is seeking a Test Specialist to join Enterprise Independent Testing for Consumer Banking Testing. The role emphasizes accurate test execution, analysis of results, and collaboration with Compliance and operational risk teams.

The position requires deep underwriting experience and the ability to train and guide junior staff. Ideal candidates bring a strong background in residential loan underwriting across Conforming, Nonconforming, HELOC, FHA and VA, with proven problem-solving