Senior Mortgage Underwriter — Risk & Growth Expert

Bank of America; Chandler (AZ); On-site; USD 90,000 - 130,000; Full time

Job summary

Bank of America is seeking a Test Specialist to support Consumer Banking testing within Enterprise Independent Testing. The role focuses on accurate test execution, defect analysis, and collaboration with Compliance and Operational Risk across multiple lines of business.

The ideal candidate brings 5+ years in residential loan underwriting with strong analytical and communication skills, and the ability to work on complex testing with supervision as needed.

Qualifications

• Bachelor's Degree or equivalent experience.
• Minimum 5 years' experience in residential loan underwriting including Conforming, Nonconforming, HELOC, Custom, FHA and VA
• Delegated senior mortgage underwriter experience or equivalent is preferred.

Responsibilities

• Accountable for accurate and timely test execution.
• Execute testing requiring administrative judgment in the execution of complex testing according to the determined scope.
• Independently identify risk defects and root cause for finding placement and detailing defects.
• Examine loan documentation for accuracy and completeness.
• Provide training and direction to more junior staff as appropriate.
• Elevate errors and recommend enhancements as appropriate.
• Review reversal requests/arbitration appeals and analyze results.
• Work on special projects as necessary.
• Subject Matter Expert on appointed tests collaborating with business partners.
• Perform Quality Assurance Testing.
• Contributes to Test Development Intakes including test script edits and pilot testing.
• Create and submit redlined test scripts for Simple Path processing.
• Point-of-contact for Support Lead or assist Testing Lead when needed.
• Monitor, surveil, and test processes to ensure compliance.

Skills

Monitoring and Testing

Data Privacy

Influence

Issue Management

Reporting

Underwriting

Quality Assurance

Education

Bachelor's degree or equivalent experience

Tools

Microsoft Excel

Microsoft Office Suite

Job description

Bank of America is seeking a Test Specialist to support Consumer Banking testing within Enterprise Independent Testing. The role focuses on accurate test execution, defect analysis, and collaboration with Compliance and Operational Risk across multiple lines of business.

The ideal candidate brings 5+ years in residential loan underwriting with strong analytical and communication skills, and the ability to work on complex testing with supervision as needed.