Senior Mortgage Underwriter: FHA/VA & Conforming Expert

NBMBAA; Charlotte (NC); On-site; USD 85,000 - 110,000; Full time

Job summary

Bank of America is seeking a Test Specialist for its Enterprise Independent Testing team within Consumer Banking Testing. You will execute end-to-end test processes, document defects, and analyze results while collaborating with Compliance, Operational Risk, and frontline unit owners to identify themes and trends.

The role emphasizes accuracy, process understanding, and cross-functional communication to support risk management and quality assurance in a fast-paced lending environment.

Qualifications

• Bachelor’s degree or equivalent experience.
• Minimum 5 years’ residential loan underwriting experience.
• Experience with Conforming, Nonconforming, HELOC, FHA and VA.

Responsibilities

• Accountable for accurate and timely test execution.
• Execute testing requiring administrative judgment in complex testing.
• Independently identify risk defects and root cause for findings.
• Examine loan documentation for accuracy and completeness.
• Provide training and direction to junior staff as appropriate.
• Elevate errors and recommend enhancements as appropriate.
• Review reversal requests/arbitration appeals and analyze results.
• Work on special projects as necessary.
• Subject Matter Expert on appointed tests collaborating with business partners and others.
• Perform Quality Assurance Testing.

Skills

Testing

Data privacy

Influence

Issue management

Reporting

Underwriting

Quality assurance

Education

Bachelor's degree

Tools

Excel

Microsoft Office

Job description

Bank of America is seeking a Test Specialist for its Enterprise Independent Testing team within Consumer Banking Testing. You will execute end-to-end test processes, document defects, and analyze results while collaborating with Compliance, Operational Risk, and frontline unit owners to identify themes and trends.

The role emphasizes accuracy, process understanding, and cross-functional communication to support risk management and quality assurance in a fast-paced lending environment.