Senior Mortgage Underwriter: Expert Risk & Compliance

HCL Lending Solutions, LLC; United States; On-site; USD 75,000 - 110,000; Full time

Job summary

HCL Lending Solutions is seeking an experienced Mortgage Underwriter to support our strategic partnership with Bank of America. The role involves evaluating residential loan applications, reviewing income, assets, credit, and collateral, and ensuring compliance with investor, regulatory, agency, and Bank of America underwriting guidelines.

In a fast-paced environment you will determine borrower eligibility, issue underwriting decisions and conditions, collaborate with processors, closers, QA,

Qualifications

• 3 to 5 years of residential mortgage underwriting experience.
• Experience with conventional, FHA, VA, USDA, jumbo, and home equity products.
• Strong knowledge of mortgage lending regulations and investor guidelines.
• Experience with automated underwriting systems and manual underwriting.

Responsibilities

• Review loan documentation to determine borrower eligibility.
• Issue underwriting decisions, conditions, and recommendations.
• Collaborate with processors, closers, QA, operations leaders, and client stakeholders.
• Support continuous improvement and technology adoption.

Skills

Analytical skills

Attention to detail

Communication skills

Stakeholder management

Problem solving

Adaptability

Regulatory knowledge

Tools

Microsoft Excel

Automated underwriting systems

Mortgage origination platforms

Job description

HCL Lending Solutions is seeking an experienced Mortgage Underwriter to support our strategic partnership with Bank of America. The role involves evaluating residential loan applications, reviewing income, assets, credit, and collateral, and ensuring compliance with investor, regulatory, agency, and Bank of America underwriting guidelines.

In a fast-paced environment you will determine borrower eligibility, issue underwriting decisions and conditions, collaborate with processors, closers, QA,