Senior Mortgage Underwriter - FHA/VA & Complex Incomes

BMO; Minnesota; On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Life insurance

Retirement savings

Job summary

BMO Financial Group in Minnesota seeks an experienced Mortgage Underwriter to analyze and adjudicate loan applications, ensuring compliance with credit policies and regulatory guidelines.

You will assess complex income, assets, and collateral, use DU/LP systems, and provide actionable recommendations to drive prudent lending and risk management.

Join a team that values accuracy, collaboration, and continuous improvement, with comprehensive benefits and a commitment to diversity and inclusion.

Qualifications

• 8+ years mortgage underwriting experience.
• Experience with FHA/VA lending guidelines.
• Knowledge of credit policies and loan product structures.

Responsibilities

• Analyze new mortgage loan applications and adjudicate within defined lending guidelines.
• Provide recommendations and ensure compliance with credit policies and regulatory requirements.
• Advise teams on implementation of credit solutions and prioritize initiatives.

Skills

Credit analysis

Risk management

Data-driven decisions

Financial statement analysis

Communication skills

Education

Bachelor's degree in Business or related field

Tools

DU/LP

Job description

BMO Financial Group in Minnesota seeks an experienced Mortgage Underwriter to analyze and adjudicate loan applications, ensuring compliance with credit policies and regulatory guidelines.

You will assess complex income, assets, and collateral, use DU/LP systems, and provide actionable recommendations to drive prudent lending and risk management.

Join a team that values accuracy, collaboration, and continuous improvement, with comprehensive benefits and a commitment to diversity and inclusion.