Senior Mortgage Underwriter - Compliance & Quality

First Citizens Community Bank

Pennsylvania

On-site

USD 60,000 - 90,000

Full time

5 days ago

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Job summary

First Citizens Community Bank in Pennsylvania seeks an experienced Mortgage Underwriter to evaluate consumer and residential loan applications in line with agency, investor, and internal guidelines. You will assess credit risk, review appraisals, title reports and ensure salability for investors.

Responsibilities include supporting senior underwriters, coordinating with processors and loan officers, maintaining lending compliance, and staying current with regulatory changes affecting real estate

Qualifications

Three-plus years of position-related experience.
Working knowledge of bank lending and underwriting policies and procedures, as well as loan processing.
Strong communication skills and ability to multitask.
Proficient in Microsoft Office Suite and related program software. (Encompass, DU & LPA UW Systems preferred)

Responsibilities

Underwrite consumer mortgage loans per guidelines and ensure salability to investors.
Review loans and appraisals for credit quality and adherence to standards.
Provide back-up support to Senior Mortgage Underwriters and processing staff.
Communicate with processors and loan officers on issues and denials.
Ensure lending compliance and stay current on regulatory changes affecting real estate lending programs.