Senior Mortgage Underwriter: Credit Risk & Compliance

Mindlance, Inc.; Reno (NV); On-site; USD 80,000 - 100,000; Full time

Job summary

A financial services firm is seeking an experienced Underwriter to handle first Mortgage and Home Equity Lines of credit. The role requires significant experience in mortgage underwriting, a keen understanding of compliance with applicable regulations, and strong analytical skills. Candidates should have over 5 years of relevant experience along with proficiency in tools such as Access and Excel. This position plays a critical role in ensuring quality credit decisions and maintaining organizational standards.

Qualifications

• 5+ years of mortgage underwriting experience.
• Comprehensive knowledge of consumer credit products and residential real estate loan products.
• Excellent credit and analytical skills.

Responsibilities

• Underwrite first Mortgage and Home Equity Lines of credit.
• Ensure compliance with all applicable policies, laws, and regulations.
• Provide high-quality credit decisions.

Skills

Mortgage underwriting experience

Analytical skills

Client focus

Interpersonal skills

Organizational skills

Tools

Access

Excel

Word

Outlook

Job description

Mindlance is a national recruiting company which partners with many of the leading employers across the country. Feel free to check us out at http://www.mindlance.com.

Job Description

• Description/Comment: The Underwriter is responsible for underwriting first Mortgage and Home Equity Lines of credit that fall outside standard underwriting guidelines. A thorough credit analysis and justification for each credit decision is required.
• Responsible for ensuring compliance with all applicable polices, laws, and regulations, as well as providing good quality credit decisions

Qualifications

• 5+ years mortgage underwriting experience
• Comprehensive knowledge of consumer credit products in general and residential real estate loan products in particular
• Knowledge of credit underwriting (including Client and FHLMC requirements), quality control processes, and appraisal and title products
• Excellent credit and analytical skills
• Proven track record in consumer credit analysis, underwriting, review, and approval Sound Judgment
• Experience with Automated Lending Platforms Systems strongly preferred
• Ability to influence across organizational boundaries and build strong partnerships Financial acumen and proven record of tracking and measuring results
• Strong Client Focus Good Interpersonal and communication skills
• Good organization skills Ability to multi-task daily activities Ability to prioritize daily work flow in order to meet client service needs
• Computer competencies in Access, Excel, Word, Outlook and ability to navigate via the internet

Additional Information

Thanks & Regards
Praveen K. Paila
470-202-1117

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