Senior Mortgage Underwriter - Risk & Appraisals

Atlantic Union Bank; United States; Remote; USD 71,000 - 121,000; Full time

Benefits offered by this job

Comprehensive benefits package

401(k) plan

Wellness resources

Job summary

Atlantic Union Bank is seeking a Mortgage Underwriter to evaluate mortgage applications and property valuations, ensuring sound credit decisions and regulatory compliance. You will analyze borrower credit profiles, review appraisals, and determine credit risk using established underwriting guidelines.

The role requires 5+ years of relevant experience, with vocational or technical training as a plus. The bank offers a comprehensive benefits package and opportunities within Mortgage Underwriting &

Qualifications

• Typically requires 5+ years relevant experience in underwriting or credit risk.
• Experience reviewing mortgage-related documents and appraisals.
• Ability to apply underwriting guidelines and assess credit risk.

Responsibilities

• Analyze borrower credit profiles, income, assets, and collateral.
• Review appraisal reports for accuracy and standards adherence.
• Determine overall creditworthiness and risk of mortgage requests.
• Apply underwriting guidelines to mortgage files.
• Identify and mitigate potential risks in mortgage applications.
• Ensure integrity and consistency of valuation processes.

Skills

Credit analysis

Underwriting guidelines

Risk assessment

Financial statement review

Education

Vocational or technical training

Job description

Atlantic Union Bank is seeking a Mortgage Underwriter to evaluate mortgage applications and property valuations, ensuring sound credit decisions and regulatory compliance. You will analyze borrower credit profiles, review appraisals, and determine credit risk using established underwriting guidelines.

The role requires 5+ years of relevant experience, with vocational or technical training as a plus. The bank offers a comprehensive benefits package and opportunities within Mortgage Underwriting &