Senior Mortgage Purchaser - Remote, Quality & Compliance

CrossCountry Mortgage, LLC; Irvine, Northern (CA, KY); Ibrido; USD 110.000 - 150.000; Tempo pieno

Vantaggi offerti da questo lavoro

Medical insurance

Dental insurance

Vision insurance

401K

Short-term disability

Employee assistance program

Wellness program

Descrizione del lavoro

CrossCountry Mortgage, LLC is seeking a Sr. Correspondent Purchaser to oversee the end-to-end purchase process for closed correspondent loans.

You will serve as the primary liaison with seller partners, ensuring documentation, collateral, and title issues are resolved to meet investor requirements. Responsibilities include auditing loan packages, resolving prior-to-purchase conditions, and coordinating with internal teams to ensure timely funding and regulatory compliance.

Competenze

• Bachelor’s degree or equivalent combination of related education and work experience.
• 5+ years of mortgage industry experience in correspondent lending, loan purchase, post-closing, or due diligence.
• Experience managing multiple purchase files and meeting tight deadlines.
• Advanced knowledge of loan documentation, collateral review, title clearance, and investor purchase requirements.
• Excellent attention to detail with a commitment to accuracy and compliance.
• Ability to work independently and collaboratively in a team.
• Excellent communication, relationship management, and problem-solving skills.
• Proficiency in Microsoft Office (Word, Excel, Outlook) and LOS.

Mansioni

• Review and audit closed correspondent loan packages to confirm accuracy, completeness, and compliance with company policies and investor guidelines.
• Identify and resolve all prior-to-purchase conditions including liens, title exceptions, and funding authorizations.
• Maintain clear ongoing communications with sellers to facilitate timely clearance of conditions.
• Enter, verify, and manage loan purchase data in the LOS and related tracking tools.
• Coordinate with internal teams to reconcile discrepancies, validate wire instructions, confirm fees, and complete funding transfers.
• Ensure all purchases comply with federal/state lending regulations and investor requirements.
• Monitor purchase pipelines to ensure timely certification and purchase.

Conoscenze

Mortgage industry experience

Attention to detail

Communication

Microsoft Office

LOS proficiency

Independent worker

Team collaboration

Problem solving

Regulatory compliance

Formazione

Bachelor’s degree or equivalent

Strumenti

Loan Origination System (LOS)

Microsoft Office

Descrizione del lavoro

CrossCountry Mortgage, LLC is seeking a Sr. Correspondent Purchaser to oversee the end-to-end purchase process for closed correspondent loans.

You will serve as the primary liaison with seller partners, ensuring documentation, collateral, and title issues are resolved to meet investor requirements. Responsibilities include auditing loan packages, resolving prior-to-purchase conditions, and coordinating with internal teams to ensure timely funding and regulatory compliance.