Senior Manager, Commercial Card & Payment Risk

Huntington Bank; Houston (TX); On-site; USD 125,000 - 255,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

Paid time off

Job summary

Huntington National Bank seeks a Senior Manager to lead commercial card and payment product credit risk management. You will guide teams, oversee credit assessments, monitor portfolio health, and implement controls aligned with risk appetite and regulatory standards.

The role collaborates with Compliance, Legal, Operations, and Credit Risk for robust risk management and timely issue resolution. Strong leadership and communication are essential.

Qualifications

• Bachelor’s Degree required.
• 10 years of relevant experience in commercial credit and risk management.
• Experience evaluating commercial credit risk and portfolio performance.

Responsibilities

• Lead multiple teams responsible for commercial credit card and payment product risk management.
• Oversee creditworthiness evaluations for corporate, middle-market, and SME clients.
• Establish credit limits, exposure thresholds and spend controls in line with risk appetite.
• Monitor delinquency trends, utilization, and industry concentrations.
• Translate regulatory and data-use requirements into operational controls with Compliance.
• Oversee early-intervention and collection strategies.
• Coordinate resources to resolve complex credit and operational problems.
• Lead remediation and examination-readiness activities.

Skills

Credit risk management

Regulatory compliance

Leadership

Stakeholder communication

Financial statement analysis

Education

Bachelor's Degree in related field

Job description

Huntington National Bank seeks a Senior Manager to lead commercial card and payment product credit risk management. You will guide teams, oversee credit assessments, monitor portfolio health, and implement controls aligned with risk appetite and regulatory standards.

The role collaborates with Compliance, Legal, Operations, and Credit Risk for robust risk management and timely issue resolution. Strong leadership and communication are essential.