Senior Manager, Commercial Card & Payment Risk

Huntington Bank; Minnetonka (MN); Hybrid; USD 125,000 - 255,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

PTO

Job summary

Huntington National Bank is seeking a Senior Manager to lead Commercial Credit Card & Commercial Payment Product Credit Risk Management. You will guide multiple teams, shape risk policies, and partner with Compliance, Legal, and Operations to support risk-adjusted growth.

The role focuses on evaluating creditworthiness across corporate, middle-market, and SME clients, setting exposure controls, and driving portfolio health. Strong leadership and communication are essential.

Qualifications

• Bachelor’s Degree required in a related field.
• 10 years of commercial credit, credit card, payments, risk management, or related field experience.

Responsibilities

• Lead multiple teams responsible for commercial credit card and payment product risk management, setting priorities and resources.
• Oversee evaluation of creditworthiness for corporate, middle-market, and SME clients including financial statement analysis and guarantor risk.
• Set and monitor credit limits, temporary increases, exposure thresholds, and spend controls per risk appetite.
• Direct portfolio monitoring: delinquency trends, utilization, payment behavior, industry concentrations, emerging risks.
• Translate data-use and disclosure requirements into operational controls with Compliance and risk teams.
• Oversee early-intervention and collection strategies including account restrictions and restructurings.
• Identify and resolve complex credit, operational, and organizational problems with cross-functional coordination.
• Lead remediation and examination-readiness activities, including audits and corrective actions.
• Performs other duties as assigned.

Skills

Credit risk analysis

Portfolio management

Regulatory compliance

Leadership

Stakeholder communication

Education

Bachelor’s Degree

Job description

Huntington National Bank is seeking a Senior Manager to lead Commercial Credit Card & Commercial Payment Product Credit Risk Management. You will guide multiple teams, shape risk policies, and partner with Compliance, Legal, and Operations to support risk-adjusted growth.

The role focuses on evaluating creditworthiness across corporate, middle-market, and SME clients, setting exposure controls, and driving portfolio health. Strong leadership and communication are essential.