Senior Manager – Commercial Card & Payment Risk

Huntington Bank; Dallas (TX); Hybrid; USD 125,000 - 255,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

Paid time off (PTO)

Job summary

Huntington National Bank is seeking a Senior Manager to lead multiple teams overseeing credit risk for commercial card and payment products. The role demands advanced risk assessment across corporate, middle-market, and SME clients, with emphasis on credit authority, limits, and monitoring.

You will partner with Compliance and other risk functions to ensure robust controls and regulatory alignment. The position requires a strong track record in credit risk management, strategic planning, and

Qualifications

• Bachelor’s degree required.
• 10 years of relevant experience in commercial credit, commercial cards, commercial payments, financial services risk management, portfolio management, or related field.

Responsibilities

• Lead multiple teams responsible for commercial credit card and payment product risk management, setting priorities and resources.
• Oversee evaluation of creditworthiness for corporate, middle-market, and SME clients including financial statement analysis and risk assessments.
• Establish and maintain credit limits, exposure thresholds, and spend controls per risk appetite and authority.
• Direct portfolio monitoring: delinquency trends, utilization, payment behavior, and industry concentrations.
• Translate card, billing, disclosure and data-use requirements into operational controls with Compliance and risk functions.
• Oversee early-intervention and collection strategies including account restrictions, freezes, restructurings.
• Identify and resolve complex credit and operational problems by coordinating resources and influencing leaders.
• Lead remediation and examination-readiness activities, including corrective-action planning and audits.
• Perform other duties as assigned.

Skills

Credit risk management

Leadership

Communication

Negotiation

Decision making

Regulatory knowledge

Education

Bachelor’s Degree

Job description

Huntington National Bank is seeking a Senior Manager to lead multiple teams overseeing credit risk for commercial card and payment products. The role demands advanced risk assessment across corporate, middle-market, and SME clients, with emphasis on credit authority, limits, and monitoring.

You will partner with Compliance and other risk functions to ensure robust controls and regulatory alignment. The position requires a strong track record in credit risk management, strategic planning, and