Senior Manager, Commercial Card Risk & Payments (Hybrid)

Huntington National Bank; Dallas (TX); On-site; USD 125,000 - 255,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life insurance

Disability insurance

Retirement plan

Paid time off

Paid holidays

Job summary

Huntington National Bank is seeking a Senior Manager for Commercial Credit Card & Commercial Payment Product Credit Risk Management. You will lead multiple teams, drive risk controls, and partner with Compliance and Legal to resolve complex issues affecting portfolio performance.

The role requires a Bachelor’s degree and about 10 years in relevant risk management across commercial credit products. Office-based with potential flexible arrangements and a strong focus on governance and risk

Qualifications

• Bachelor’s Degree.
• 10 years of relevant experience in commercial credit, commercial cards, commercial payments, financial services risk management, portfolio management, or a related field.

Responsibilities

• Lead multiple related teams responsible for commercial credit card and payment product risk management, setting priorities, allocating resources, and establishing performance expectations aligned with business objectives and departmental plans.
• Oversee the evaluation of creditworthiness for existing corporate, middle-market, and small-to-medium enterprise clients, including financial statement analysis, commercial bureau information, and guarantor or parent-company risk assessments.
• Establish and maintain practices for setting, monitoring, and adjusting credit limits, temporary credit increases, exposure thresholds, and spend controls in accordance with the bank’s risk appetite and established credit authority.
• Direct portfolio monitoring activities, including the evaluation of delinquency trends, utilization, payment behavior, industry concentrations, emerging risks, and other indicators that may affect portfolio performance.
• Translate applicable commercial card, billing, disclosure, consumer protection, and data-use requirements into operational controls, partnering with Compliance and other risk functions to support consistent execution.
• Oversee early-intervention and collection strategies for emerging credit concerns, including communication with client treasury or expense-management contacts and decisions involving account restrictions, freezes, exposure reductions, or restructurings.
• Identify and resolve complex credit, operational, and organizational problems by coordinating appropriate resources across the department and influencing business and risk leaders to take action.
• Lead issue remediation and examination-readiness activities, including control-gap assessment, corrective-action planning, progress monitoring, audit and regulatory-examination support, and sustainable resolution of identified issues.

Skills

Credit risk management

Credit analysis

Portfolio management

Regulatory knowledge

Leadership

Education

Bachelor's degree

Job description

Huntington National Bank is seeking a Senior Manager for Commercial Credit Card & Commercial Payment Product Credit Risk Management. You will lead multiple teams, drive risk controls, and partner with Compliance and Legal to resolve complex issues affecting portfolio performance.

The role requires a Bachelor’s degree and about 10 years in relevant risk management across commercial credit products. Office-based with potential flexible arrangements and a strong focus on governance and risk