Senior Loan Review Analyst - Risk & Portfolio Lead

First Western Financial, Inc.; Denver (CO); In loco; USD 96.000 - 140.000; Tempo pieno

Vantaggi offerti da questo lavoro

401(k) plan

Paid parking

Health and wellness benefits

Paid time off

Training & development

Certification sponsorship

Descrizione del lavoro

First Western Trust in Denver, CO is seeking a Senior Loan Review Analyst to act as the department's subject matter expert for evaluating complex credit relationships and underwriting quality. You will lead reviews, ensure risk rating accuracy, and communicate findings to senior management and governance committees.

The role requires 7–10 years of loan review or related lending risk experience, a bachelor's degree in finance or related field, and strong knowledge of commercial, consumer, and

Competenze

• Bachelor's degree in Finance, Accounting, Business Administration, Economics or related field required.
• 7-10 years loan review, credit risk management, commercial credit analysis, credit administration, regulatory examination, or related lending risk function required.
• Advanced knowledge of commercial, consumer, and residential mortgage lending principles and underwriting practices.

Mansioni

• Act as reviewer-in-charge for the Bank's most complex, high-risk, syndicated, specialized, and large-dollar lending relationships, including planning review scope and overseeing review execution.
• Serve as the department's technical resource for loan review methodology, credit risk assessment, regulatory expectations, and risk rating practices.
• Perform quality assurance reviews of completed review engagements to promote consistency, accuracy, and adherence to established loan review standards and methodologies.
• Conduct stress testing, concentration analysis, and other portfolio risk assessments to identify emerging risks and impact of adverse conditions.
• Lead or assist with development and enhancement of loan review methodologies, procedures, reporting, risk assessment tools, and departmental best practices.
• Prepare and communicate significant findings, risk rating recommendations, portfolio trends, and emerging risk themes to management and governance committees.
• Support regulatory examinations, internal audits, and external audits by explaining loan review methodologies and conclusions.
• Mentor and develop Loan Review Analysts through training and coaching.

Conoscenze

Loan review

Credit risk

Commercial lending

Communication skills

Regulatory knowledge

Microsoft Office

Financial spreading

Loan policy

Formazione

Bachelor's degree in Finance/Accounting/Business

Strumenti

Loan origination systems

Financial spreading software

Descrizione del lavoro

First Western Trust in Denver, CO is seeking a Senior Loan Review Analyst to act as the department's subject matter expert for evaluating complex credit relationships and underwriting quality. You will lead reviews, ensure risk rating accuracy, and communicate findings to senior management and governance committees.

The role requires 7–10 years of loan review or related lending risk experience, a bachelor's degree in finance or related field, and strong knowledge of commercial, consumer, and