Loan Review Analyst: Credit Risk & Portfolio Insight

First Western; Denver (CO); On-site; USD 59,000 - 77,000; Full time

Benefits offered by this job

401(k) plan

Paid parking

Health and wellness benefits

Paid time off

Professional development

Certification sponsorship

Job summary

First Western Trust is seeking a Loan Review Analyst to support the independent Loan Review function, performing loan file analysis, data review, and documentation validation while learning credit risk practices under experienced reviewers.

You will analyze financial information, identify exceptions, and help ensure compliance with lending policies and regulatory expectations across varied portfolios. A collaborative environment supports growth and cross-functional teamwork.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics or related field required.
• 0-3 years underwriting, financial analysis, portfolio analysis, or commercial banking experience required.
• Basic knowledge of commercial, consumer, and residential mortgage lending principles and underwriting practices.
• Understanding of financial statement fundamentals, loan documentation and collateral concepts.
• Familiarity with bank lending policies and procedures.
• Proficient with Microsoft Office applications.

Responsibilities

• Conduct loan reviews across C&I, commercial real estate, consumer, agricultural, and SBA portfolios with appropriate oversight.
• Analyze borrower financial information, repayment capacity, collateral, and guarantor support to assess credit quality.
• Identify and communicate exceptions, risk rating concerns, and other review observations.
• Validate the completeness and accuracy of credit files, collateral records, and approval documentation.
• Prepare review summaries and support communication of findings and recommendations.
• Assist with policy exception tracking, reporting, and follow-up activities.
• Support management and portfolio reporting through data compilation and analysis.

Skills

Credit risk

Financial analysis

Loan review

Data gathering

Education

Bachelor's Degree in Finance/Accounting/Business/Economics

Tools

Microsoft Office

Excel

Job description

First Western Trust is seeking a Loan Review Analyst to support the independent Loan Review function, performing loan file analysis, data review, and documentation validation while learning credit risk practices under experienced reviewers.

You will analyze financial information, identify exceptions, and help ensure compliance with lending policies and regulatory expectations across varied portfolios. A collaborative environment supports growth and cross-functional teamwork.