Credit Risk & Loan Review Analyst - Denver (In-Office)

First Western Financial, Inc.; Denver (CO); On-site; USD 59,000 - 77,000; Full time

Benefits offered by this job

401(k) match

Parking benefits

Health, dental, vision insurance

Paid time off

Professional development sponsorship

Job summary

First Western Trust in Denver, CO seeks a Loan Review Analyst to support the independent Loan Review function through loan file analysis, documentation validation, and financial data review. You will learn commercial credit concepts under guidance and contribute to risk assessment and regulatory compliance.

The role covers reviewing loans across C&I, CRE, consumer, agricultural, and SBA portfolios, assessing borrower information, and communicating findings to support management decisions.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics or related field.
• 0-3 years underwriting, financial analysis, portfolio analysis, or commercial banking experience.
• Basic knowledge of lending principles and underwriting practices.
• Understanding of financial statements, loan documentation and collateral concepts.
• Familiarity with bank lending policies and procedures.
• Data gathering, organization and time management.
• Cross-functional collaboration skills.
• Ability to identify emerging portfolio risks and systemic issues.
• Proficiency with Microsoft Office applications.

Responsibilities

• Conduct loan reviews across C&I, commercial real estate, consumer, agricultural, and SBA portfolios with oversight.
• Analyze borrower financial information, repayment capacity, collateral, and guarantor support.
• Identify and communicate exceptions, risk rating concerns, and other review observations.
• Validate completeness and accuracy of credit files, collateral records, and approval documentation.
• Prepare review summaries and support communication of findings and recommendations.
• Assist with policy exception tracking, reporting, and follow-up activities.
• Support management and portfolio reporting through data compilation and analysis.

Skills

Data gathering

Cross-functional collaboration

Risk identification

Loan policy knowledge

MS Office

Education

Bachelor's degree in Finance/Accounting/Business/ Economics

Job description

First Western Trust in Denver, CO seeks a Loan Review Analyst to support the independent Loan Review function through loan file analysis, documentation validation, and financial data review. You will learn commercial credit concepts under guidance and contribute to risk assessment and regulatory compliance.

The role covers reviewing loans across C&I, CRE, consumer, agricultural, and SBA portfolios, assessing borrower information, and communicating findings to support management decisions.