Senior Loan Processor

Kids for the Future; Whitewater (WI); On-site; USD 60,000 - 80,000; Full time

Job summary

First Citizens State Bank in Whitewater, WI seeks a Senior Loan Processor to join our Loan Operations team. You will manage multiple loan types, ensure accuracy, and maintain regulatory compliance while supporting training for junior staff.

The role emphasizes attention to detail, knowledge of TRID, and the ability to coordinate with third-party vendors to obtain appraisals, title work, floods, and Insurance documentation.

Qualifications

• High school diploma or equivalent required.
• 3–5 years of experience processing multiple loan types including commercial, consumer, agricultural, and/or residential mortgage loans.
• Community banking experience preferred.
• Knowledge of loan documentation, collateral, title work, flood regulations, and loan servicing processes preferred.

Responsibilities

• Prepare documentation for all loan types (commercial, agricultural, consumer, residential real estate).
• Coordinate with third-party vendors to order appraisals, title work, flood determinations, and insurance documentation.
• Review loan files for completeness and accuracy and obtain missing documentation.
• Apply TRID procedures accurately and in a timely manner.
• Maintain loan pipelines, tracking reports, and system records.
• Prepare payoff statements and process loan payoffs.
• Ensure compliance with bank policies, procedures, and regulations.
• Identify process improvements to enhance efficiency and service quality.
• Serve as a resource to lenders, branch staff, and other departments regarding loan processing requirements.
• Provide training and support to other loan operations team members.

Skills

Loan processing

Detail oriented

Regulatory compliance

Multitasking

Education

High school diploma or equivalent

Job description

• Location 207 West Main Street,Whitewater, WI, 53190,United States
• Employee Type FT Non-Exempt
• Manage Others No

Job Title: Senior Loan Processor

Job Description:

At First Citizens State Bank, our mission is to provide a first-class lending experience for every customer. We are seeking an experienced Senior Loan Processor to join our Loan Operations team. The ideal candidate will possess strong knowledge of loan operations, exceptional attention to detail, and the ability to manage multiple priorities in a fast-paced environment. This individual will serve as a key resource within the department, ensuring loans are processed accurately, efficiently, and in compliance with regulatory and bank requirements. This role may also assist with training and supporting less experienced processors.

Key Responsibilities:

• Prepare documentation for all loan types, including commercial, agricultural, consumer, and residential real estate loans
• Communicate and coordinate with third-party vendors to order required information including appraisals, title work, flood determinations, and insurance documentation.
• Review loan files for completeness and accuracy and obtain any missing documentation.
• Understanding of TRID laws and accurately applying procedures in a timely and accurate manner
• Maintain loan pipelines, tracking reports, and system records.
• Prepare payoff statements and process loan payoffs.
• Ensure compliance with bank policies, procedures, and applicable regulations.
• Assist in identifying process improvements that enhance efficiency and service quality.
• Serve as a resource to lenders, branch staff, and other departments regarding loan processing requirements and procedures.
• Provide training and support to other loan operations team members as needed.

Qualifications:

Education & Experience

• High school diploma or equivalent required
• Minimum of 3-5 years of experience processing multiple loan types, including commercial, consumer, agricultural, and/or residential mortgage loans.
• Community banking experience strongly preferred.
• Knowledge of loan documentation, collateral requirements, title work, flood regulations, and loan servicing processes preferred.