Senior Loan Processor

Integrated Business Financing; Land O' Lakes (FL); On-site; USD 36,000 - 44,000; Full time

Job summary

Integrated Business Financing in Land O' Lakes, Florida is seeking an experienced loan processor to join their growing finance team. The ideal candidate will possess 2-3 years of experience in a mortgage company, solid knowledge of various residential mortgage loans, and excellent customer service skills. Responsibilities include ensuring compliance with lending policies, collecting and verifying loan files, and serving as a key contact in the loan process. The position offers a competitive annual salary of $40,000 and opportunities for professional growth.

Qualifications

• 2-3 years of experience as a loan processor at a mortgage company.
• Solid knowledge of residential mortgage loans and applicable regulations.
• Excellent attention to detail and customer service skills.

Responsibilities

• Ensure loan files comply with policy and regulations.
• Collect and verify loan documentation accurately.
• Be the contact point for all parties involved in the loan process.
• Source necessary documentation for loans and assist underwriters.
• Submit loan documentation to the software programs correctly.

Skills

Customer service skills

Time management

Attention to detail

Knowledge of FNMA, FHA, VA, USDA, Conventional loans

Proficiency with MS Office

Experience with Loan Origination Software

Understanding of Automated Underwriting Systems

Education

High school diploma

Bachelor’s degree

Tools

Loan Origination Software

Automated Underwriting System

Job description

Our business finance team is growing, and we’re seeking an experienced loan processor to join our group of lending professionals. The ideal candidate will have a few years of experience as a loan processor, excellent time management and customer service skills, and exceptional attention to detail. If you’re looking for an excellent opportunity with plenty of room for growth, apply today!

Responsibilities

• Ensure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines
• Collect and verify that all loan documentation, such as title insurance, loan applications, credit reports, appraisals, and income and asset declarations are accurate and passed to underwriting promptly for loan approval
• Be the main point of contact for title companies, mortgage loan officer/mortgage loan originator, real estate agents, borrowers, and mortgage underwriters to facilitate a timely loan closing
• Source and order third party documentation needed for residential home loans, create and maintain the mortgage loan file, and assist underwriters by clearing conditions as requested
• Submit loan file documentation accurately into necessary software programs

Qualifications

• Solid knowledge of various residential mortgage loans such as FNMA, FHA, VA, USDA, and Conventional is vital – Commercial loan and Refinance loan knowledge is helpful
• Intermediate proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) are assets
• High school diploma required; Bachelor’s degree is preferred
• 2-3 years experience with a mortgage company, mortgage banker, or mortgage lender as a mortgage loan processor is needed
• Federal and state home loan regulatory requirements and overall mortgage industry knowledge is essential

Compensation

$40,000 per year