Senior Loan Officer

CountryPlace Mortgage - A Cavco Company; Plano (TX); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Competitive Salary plus bonus

Paid Holidays

401K Match

Generous PTO

FSA/HSA Plans

Life /Disability/Accidental Insurance

Job summary

CountryPlace Mortgage in Plano, TX seeks a Senior Loan Officer to grow our Originations Department. In this in-person role you will manage relationships with retailers and partners, guide borrowers through the loan process, and collaborate with Processing, Underwriting and Compliance teams.

The ideal candidate has 5+ years of loan origination experience, strong customer service and deep knowledge of lending products.

Qualifications

• BA/BS degree required in Marketing, Business, Accounting, Finance or Management.
• Working knowledge of Microsoft Office and financial calculator.
• 3 years of Manufactured Housing Loan Officer experience OR 5+ years of Loan Officer experience.

Responsibilities

• Originating loans with assigned retailers and maintaining high-quality service.
• Guide borrowers from application to closing with professionalism.
• Present and explain loan options to borrowers and retailers.
• Ensure loans adhere to investor guidelines and communicate decisions clearly.
• Collaborate with Loan Processors, Underwriting, and Compliance teams.

Skills

Communication

Organization

Time management

Problem solving

Teamwork

Executive presentation

Microsoft Excel

Education

BA/BS in Finance or related field

Tools

Financial calculator

Job description

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Senior Loan Officer to help grow our Originations Department. This in-person role is in our Plano, TX office. As a Senior Loan Officer, you will collaborate with Loan Processors, Underwriting, Compliance team and other essential departments. The Senior Loan Officer will be responsible for managing relationships with retailers and other partners. The ideal candidate will have excellent customer service skills, a deep understanding of lending products, and the ability to guide borrowers through the loan process with professionalism and care.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Adept at managing relationships with assigned retailers by originating loans and providing high quality service
• Provide unparalleled service to borrowers ensuring that their needs are met in a timely and accurate manner
• Exceptional at guiding borrowers through the loan process, from application to closing
• Present and explain different loan options to borrowers and retailers
• Adept at communicating denial reasons to the retailer, to effectively maintain the relationship
• Expert in communicating loan approval to retailer and customer, selling benefits of our program to win loan
• Work with internal staff to provide alternatives to turn denials into approvals
• Reviews conditions submitted on approved loans, clears conditions when appropriate and submits to Credit Analyst for review and approval
• Ensure loans adhere to investor guidelines
• Ability to adjust work and thought process to accommodate multiple investor guidelines
• Employ a strong sense of urgency and ownership
• Demonstrate a professional work ethic in all facets of completing work duties
• Recognized expert and leader among loan originators, underwriters and lending associates
• Consistently meets and exceeds objectives
• Consistently meets and exceeds individual, team and department objectives
• Perform other duties and special projects as assigned

POSITION REQUIREMENTS, CAPABILITIES & SKILLS

• Excellent written, verbal and interpersonal communication skills
• Strong organizational and time management skills, with the ability to multi-task
• Ability to identify and resolve problems in a timely manner
• Effective decision-making, customer service and problem-solving skills
• Ability to work independently
• Strong attention to detail and accuracy
• Ability to work effectively in a team environment
• Recognized leadership capabilities and executive presentation skills

MINIMUM QUALIFICATIONS

• BA/BS degree required in Marketing, Business, Accounting, Finance or Management
• Working knowledge of Microsoft Office and financial calculator
• 3 years of Manufactured Housing Loan Officer experience OR
• 5+ years of Loan Officer experience

WE OFFER

• Competitive Salary plus bonus
• Paid Holidays
• 401K Match
• Generous PTO
• FSA/HSA Plans
• Life /Disability/Accidental Insurance and much more!

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only - relocation not available.

Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time time, as needed.

Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

Travel Required

No .

Qualifications

Skills

Required

Microsoft Excel

Intermediate

Behaviors

:

Motivations

:

Education

Required

Bachelors or better in Finance or related field.

Experience

Required

3 years:

3 years of Manufactured Housing Loan Officer experience OR

5 years:

5+ years of Loan Officer experience

Licenses & Certifications

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.