Senior Mortgage Closer/Funder

Palm Harbor Homes; Plano (TX); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

Competitive Salary

Medical/Dental/Vision Insurance

Paid Holidays

401K Match

Generous PTO

FSA/HSA Plans

Life/Disability/Accidental Insurance

Job summary

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender, is seeking a Senior Mortgage Closer/Funder for its Plano, TX office. The role drives closing processing, funds disbursement, and regulatory compliance for FHA, Fannie Mae, and other investor loans.

The ideal candidate has 3+ years of loan closing experience, strong TRID knowledge, and meticulous attention to detail.

Qualifications

• Bachelor's degree in Finance, Accounting, or Business.
• 3+ years’ experience as a loan closer in banking or financial services.
• Knowledge of FHA, Fannie Mae, and investor loan closing requirements.
• Proficiency in TRID regulations and Closing Disclosure procedures.
• Strong attention to detail and accuracy.

Responsibilities

• Drive the loan closing processing after clear conditions to close while multitasking loan closing escalations.
• Communicate with closing document provider and finalize closing documents in a loan closing package.
• Serves as SME in Change in Circumstance requirements, TRID regulations, and Closing Disclosure preparation.
• Collaborate with title company to reconcile and balance Closing Disclosure with precision and efficiency.
• Exceptional knowledge of investor loan closing requirements (FHA, Fannie Mae, Non-Conforming Land/Home).
• Partner with accounting dept for accurate and timely transfer of funds for closing.
• Examine and understand the risk of each final executed document prior to funding.
• Expert in loan structuring (purchase vs refinance) to comply with lending practices and federal regulations.
• Proficient in electronic document storage to index and audit closing documents.
• Conduct recording fee audits, update state recording templates and obtain title company refunds.
• Expertise in right of rescission requirements.
• Develop and maintain a positive experience for internal and external clients as primary point of contact for closing and funding.
• Keep the Closing manual current with the step-by-step procedures for each loan product.
• Identify inefficiencies in the closing and funding process, recommend improvements, and assist with policy/procedure updates.
• Serve as EME of the LOS and closing software, assist with system testing and updates.
• Assist with post-closing and construction department responsibilities as needed.
• Strong attention to detail and accuracy maintaining service level commitments.
• Perform administrative, database administration and preparation of reports as required.
• Consistently meets and exceeds individual, team and department objectives.
• Perform other duties and special projects as assigned.

Skills

Close loans

TRID knowledge

FHA/Fannie Mae experience

Attention to detail

Communication skills

Education

Bachelor's degree in Finance/Accounting/Business

Tools

Microsoft Excel

Job description

About The Role

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Senior Mortgage Closer/Funder to help grow our Closing Department. This in‑person role is in our Plano, TX office. The Senior Mortgage Closer/Funder collaborates with essential internal departments as well as external title companies and attorneys. You will facilitate the closing process by delivering complete and accurate closing packages. This also includes completing the funding process and approving critical funding documents. You will work closely with Post‑closing and Construction departments as necessary to resolve any issues. You will assist in contributing to the continuous improvement of processes with a focus on our borrowers and retail partners.

• Drive the loan closing processing after clear conditions to close while multitasking loan closing escalations
• Communicate with closing document provider and finalize closing documents in a loan closing package
• Serves as subject matter expert (SME) in Change in Circumstance requirements, TRID regulations, and Closing Disclosure (CD) preparation
• Collaborate with title company to reconcile and balance Closing Disclosure with precision and efficiency
• Exceptional knowledge of investor loan closing requirements (FHA, Fannie Mae, Non-Conforming Land/Home)
• Partner with the accounting dept for accurate and timely transfer of funds for closing
• Examine and understand the risk of each final executed document prior to funding
• Expert in loan structuring (purchase vs refinance) to comply with lending practices and federal regulations
• Proficient in electronic document storage to index and audit closing documents
• Conduct recording fee audits, update state recording templates and obtain title company refunds
• Expertise in right of rescission requirements
• Develop and maintain a positive experience for internal and external clients as primary point of contact for closing and funding
• Keep the Closing manual current with the step-by-step procedures for each loan product
• Identify inefficiencies in the closing and funding process, recommend improvements, and assist with policy/procedure updates
• Serve as EME of the LOS and closing software, assist with system testing and updates.
• Assist with post-closing and construction department responsibilities as needed
• Strong attention to detail and accuracy maintaining service level commitments
• Perform administrative, database administration and preparation of reports as required
• Consistently meets and exceeds individual, team and department objectives
• Perform other duties and special projects as assigned

Essential Duties & Responsibilities

• Drive the loan closing processing after clear conditions to close while multitasking loan closing escalations
• Communicate with closing document provider and finalize closing documents in a loan closing package
• Serves as subject matter expert (SME) in Change in Circumstance requirements, TRID regulations, and Closing Disclosure (CD) preparation
• Collaborate with title company to reconcile and balance Closing Disclosure with precision and efficiency
• Exceptional knowledge of investor loan closing requirements (FHA, Fannie Mae, Non-Conforming Land/Home)
• Partner with the accounting dept for accurate and timely transfer of funds for closing
• Examine and understand the risk of each final executed document prior to funding
• Expert in loan structuring (purchase vs refinance) to comply with lending practices and federal regulations
• Proficient in electronic document storage to index and audit closing documents
• Conduct recording fee audits, update state recording templates and obtain title company refunds
• Expertise in right of rescission requirements
• Develop and maintain a positive experience for internal and external clients as primary point of contact for closing and funding
• Keep the Closing manual current with the step-by-step procedures for each loan product
• Identify inefficiencies in the closing and funding process, recommend improvements, and assist with policy/procedure updates
• Serve as EME of the LOS and closing software, assist with system testing and updates.
• Assist with post-closing and construction department responsibilities as needed
• Strong attention to detail and accuracy maintaining service level commitments
• Perform administrative, database administration and preparation of reports as required
• Consistently meets and exceeds individual, team and department objectives
• Perform other duties and special projects as assigned

Position Requirements, Capabilities, & Skills

• Excellent written, verbal, and organizational skills, with the ability to multi-task
• Meticulous research and critical thinking skills
• Superior problem-solving and decision-making skills
• Strong interpersonal skills and ability to work well with a wide range of people
• Ability to read and interpret published rules and regulations
• Self-motivated with the ability to work independently
• Understanding of maintaining the confidentiality of non-public information needed to perform duties
• Ability to multi-task; must be detail oriented

Minimum Qualifications

• Bachelor's degree required, in Finance, Accounting, or Business
• 3+ years’ experience as a loan closer in banking or financial services
• Construction to permanent a plus
• Strong understanding of Microsoft Office Suite, specifically Excel

WE OFFER

• Competitive Salary
• Medical/Dental/Vision Insurance
• Paid Holidays
• 401K Match
• Generous PTO
• FSA/HSA Plans
• Life /Disability/Accidental Insurance and much more!