Senior Lending Compliance Advisor (Hybrid)

LendingClub; San Francisco (CA); Hybrid; USD 120,000 - 175,000; Full time

Benefits offered by this job

Health insurance

401(k) match

Parental leave

Flexible work model

Equity opportunities

Job summary

Happen Bank seeks a Sr Compliance Advisory Manager – Lending to oversee compliance advisory for Personal Lending products. You will identify, assess, and manage regulatory risk across the product lifecycle, partnering with risk leaders to strengthen policies, controls, and training.

You will guide teams on regulatory requirements, develop lending policies, and drive effective risk mitigation across Sourcing, underwriting, funding, servicing, and third‑party oversight.

Qualifications

• 6+ years of banking or financial services experience in compliance, risk, or audit.
• Bachelor’s degree or higher, or equivalent experience.
• Direct lending compliance with consumer credit; knowledge of ECOA, UDAAP, TILA, FCRA, MLA/SCRA, GLBA, EFTA, ESIGN, and state laws.

Responsibilities

• Assess regulatory risks and controls across lending products, identify gaps, and develop risk mitigation strategies.
• Partner with senior management on strategic priorities, risk assessments, regulatory change, compliance monitoring and testing, training, issues management, consumer complaints, and third‑party risk.
• Develop and maintain lending compliance policies, standards, and documented requirements; translate into procedures, systems, and controls.
• Provide lending compliance guidance to business partners, helping teams identify regulatory risk and operationalize requirements.
• Partner with Compliance Program Office to develop regulation- and role-based training on lending laws and policy requirements.
• Collaborate with Compliance Testing and Monitoring to develop strategies that assess compliance with legal requirements and identify gaps.
• Track material lending compliance issues through resolution and coordinate with Regulatory Change Management on new regulations.
• Prepare and deliver analysis and reporting on lending compliance risks, trends, issues, and program effectiveness to management and oversight committees.
• Use AI thoughtfully to synthesize regulatory change and strengthen risk communication.

Skills

Regulatory knowledge

Lending compliance

Risk assessment

Policy development

Stakeholder communication

AI tooling familiarity

Education

Bachelor's degree or higher in a related field

Job description

Happen Bank seeks a Sr Compliance Advisory Manager – Lending to oversee compliance advisory for Personal Lending products. You will identify, assess, and manage regulatory risk across the product lifecycle, partnering with risk leaders to strengthen policies, controls, and training.

You will guide teams on regulatory requirements, develop lending policies, and drive effective risk mitigation across Sourcing, underwriting, funding, servicing, and third‑party oversight.