Senior Insurance Policy Architect

Sirius Group; New York (NY); On-site; USD 180,000 - 200,000; Full time

Benefits offered by this job

Medical

Vision

HSA

FSA Medical and Dependent care

EAP

Life and AD&D (company paid)

Long-Term Disability (employer)

Parental leave - 8 weeks

401(k) 6% match

Job summary

SiriusPoint, a Bermuda-headquartered specialty underwriter with a New York presence, seeks a Senior Products Counsel to develop and maintain clear, compliant insurance policies and endorsements across functions.

In this role you will translate business objectives into precise policy language, advise on regulatory developments, manage the policy-form lifecycle, and guide cross-functional teams. The ideal candidate has 8+ years in insurance law, a JD, and multistate filing experience.

Qualifications

• Juris Doctor (JD) degree from an accredited law school and active membership in good standing in at least one U.S. state or territory.
• At least 8+ years of relevant legal experience, including substantial experience drafting and interpreting insurance policies and related product documentation.
• Strong knowledge of insurance contract law, principles of policy construction, and U.S. insurance product regulation.
• Exceptional drafting, analytical, project-management, and communication skills, with the ability to explain complex legal and coverage concepts clearly to business stakeholders.
• Demonstrated ability to work collaboratively and influence across Underwriting, Claims, Compliance, Product, Actuarial, and Operations.
• Experience with Specialty commercial insurance and excess and surplus lines, together with multistate form-filing experience, is strongly preferred.

Responsibilities

• Draft, revise, and negotiate insurance policies, coverage forms, endorsements, applications, and related product documents, with a focus on clear, consistent and commercial language.
• Translate underwriting strategy, risk appetite and business objectives into precise, enforceable, and practical policy language.
• Review forms for clarity, consistency, legal sufficiency, and regulatory compliance, and confirm that wording aligns with intended underwriting and claims practices.
• Provide strategic counsel to business partners and senior leaders on policy wording, coverage interpretation, product structure, and emerging legal issues, including the practical implications for product design and execution.
• Lead the policy-form lifecycle from development and internal approval through regulatory review, implementation and ongoing maintenance, working with relevant partners to manage dependencies and timelines.
• Monitor legal, regulatory, judicial, and market developments, assess their potential impact on existing and proposed products, and recommend timely policy-form updates.
• Maintain drafting standards, clause libraries, form inventories, version controls, and approval protocols that support consistency, governance, and efficient product development.
• Provide legal support for complex coverage matters, disputes, litigation, audits, and develop training and practical guidance for relevant stakeholders.

Skills

Legal drafting

Insurance policy drafting

Regulatory counsel

Policy interpretation

Cross-functional collaboration

Specialty/commercial insurance

Education

Juris Doctor (JD)

Job description

SiriusPoint, a Bermuda-headquartered specialty underwriter with a New York presence, seeks a Senior Products Counsel to develop and maintain clear, compliant insurance policies and endorsements across functions.

In this role you will translate business objectives into precise policy language, advise on regulatory developments, manage the policy-form lifecycle, and guide cross-functional teams. The ideal candidate has 8+ years in insurance law, a JD, and multistate filing experience.