Senior Products Counsel

Justia, Inc.; New York (NY); Sur place; USD 180 000 - 200 000; Plein temps

Avantages offerts par ce poste

Medical

Dental

Vision

FSA Medical and Dependent care

HSA

Gym reimbursement

401(k) 6 % match

Generous PTO

Résumé du poste

SiriusPoint seeks a Senior Products Counsel to develop and maintain compliant, commercially effective policy language across Legal, Underwriting, Claims, Compliance, and Product. Translate business objectives into precise policy language and guide regulatory developments and product initiatives.

You will draft and negotiate forms, review regulatory compliance, provide strategic counsel, and lead policy-form lifecycle with cross-functional teams across multiple jurisdictions.

Qualifications

• JD degree from an accredited law school and active membership in at least one U.S. state or territory.
• At least 8+ years of relevant legal experience, including substantial experience drafting and interpreting insurance policies.
• Strong knowledge of insurance contract law, principles of policy construction, and U.S. insurance product regulation.
• Exceptional drafting, analytical, project-management, and communication skills, with the ability to explain complex legal concepts clearly to stakeholders.
• Demonstrated ability to work collaboratively across Underwriting, Claims, Compliance, Product, Actuarial, and Operations.
• Experience with Specialty commercial insurance and excess and surplus lines, with multistate form-filing experience preferred.

Responsabilités

• Draft, revise, and negotiate insurance policies, coverage forms, endorsements, applications, and related product documents, with a focus on clear, consistent and commercial language.
• Translate underwriting strategy, risk appetite and business objectives into precise policy language.
• Review forms for clarity, legal sufficiency, and regulatory compliance, ensuring wording aligns with underwriting and claims practices.
• Provide strategic counsel to business partners and senior leaders on policy wording, coverage interpretation, product structure, and regulatory issues.
• Lead the policy-form lifecycle from development and internal approval through regulatory review and implementation.
• Monitor legal, regulatory, judicial, and market developments and recommend timely policy-form updates.
• Maintain drafting standards, clause libraries, form inventories, version control, and approval protocols.
• Provide legal support for complex coverage matters, disputes, audits, and develop training/guidance for stakeholders.

Connaissances

JD degree

Legal experience

Insurance contract law

Drafting & drafting skills

Cross-functional collaboration

Multistate form filings

Formation

Juris Doctor (JD)

Description du poste

Who We Are

SiriusPoint is a specialty underwriter providing solutions to clients and brokers around the world. Bermuda-headquartered with offices in New York, London, Stockholm and other locations, we are listed on the New York Stock Exchange (SPNT). We have licenses to write Property & Casualty and Accident & Health insurance and reinsurance globally. Our offering and distribution capabilities are strengthened by a portfolio of strategic partnerships with Managing General Agents and program managers. With over $3.0 billion total capital, SiriusPoint’s operating companies have a financial strength rating of A from AM Best, Fitch and S&P, and A3 from Moody’s.

Join Our Team

As Senior Products Counsel, you will develop and maintain clear, compliant, and commercially effective insurance policies and endorsements. Working across Legal, Underwriting, Claims, Compliance, and Product, you will translate business objectives into precise policy language and provide strategic counsel on policy interpretation, regulatory developments, and product initiatives.

Your responsibilities will include:

• Draft, revise, and negotiate insurance policies, coverage forms, endorsements, applications, and related product documents, with a focus on clear, consistent and commercial language.
• Translate underwriting strategy, risk appetite and business objectives into precise, enforceable, and practical policy language.
• Review forms for clarity, consistency, legal sufficiency, and regulatory compliance, and confirm that wording aligns with intended underwriting and claims practices.
• Provide strategic counsel to business partners and senior leaders on policy wording, coverage interpretation, product structure, and emerging legal issues, including the practical implications for product design and execution.
• Lead the policy-form lifecycle from development and internal approval through regulatory review, implementation and ongoing maintenance, working with relevant partners to manage dependencies and timelines.
• Monitor legal, regulatory, judicial, and market developments, assess their potential impact on existing and proposed products, and recommend timely policy-form updates.
• Maintain drafting standards, clause libraries, form inventories, version controls, and approval protocols that support consistency, governance, and efficient product development.
• Provide legal support for complex coverage matters, disputes, litigation, audits, and develop training and practical guidance for relevant stakeholders.

Your skills and abilities should include:

• Juris Doctor (JD) degree from an accredited law school and active membership in good standing in at least one U.S. state or territory.
• At least 8+ years of relevant legal experience, including substantial experience drafting and interpreting insurance policies and related product documentation.
• Strong knowledge of insurance contract law, principles of policy construction, and U.S. insurance product regulation.
• Exceptional drafting, analytical, project-management, and communication skills, with the ability to explain complex legal and coverage concepts clearly to business stakeholders.
• Demonstrated ability to work collaboratively and influence across Underwriting, Claims, Compliance, Product, Actuarial, and Operations.
• Experience with Specialty commercial insurance and excess and surplus lines, together with multistate form-filing experience, is strongly preferred.

We aim to retain and attract great people, knowing they can achieve a rewarding and enriching career. We offer a competitive and above market compensation package. The following are some of the benefits and perks we offer our employees:

• Medical
• Dental
• Vision
• FSA Medical and Dependent care
• Health Savings Account (HSA)
• EAP
• Basic Life and AD&D (company paid)
• Basic Long-Term Disability (employer) paid-Taxable income
• Employee paid Long Term Disability(voluntary)
• Company Medical Leave, Parental leave- 8 weeks full pay after 6 months of service
• Voluntary benefits: short term disability, Critical illness, Hospital Indemnity, Accident
• Travel assistance programs Company paid
• 401(k) 6 % safe harbor match, fully vested after two years, pre- and post-tax contributions allowed
• Gym reimbursement
• Legal plan
• Pet Insurance
• Tuition reimbursement
• Generous PTO
• Flexible work arrangement
• Fully stacked pantry on‑site
• Team outings
• ERG Groups

Our CCPA Job Applicant Policy is found here:Sirius-America-CA-Job-Applicant-Privacy-Policy-Final.pdf

SALARY RANGE

$180,000 - $200,000 USD

United behind common goals

At SiriusPoint we work as one team across our global business, and we unite that team behind common goals, understanding the positive impact we can all make at SiriusPoint. We aim to retain and attract great people, knowing they can achieve a rewarding and enriching career.

Our Purpose

is to provide security and resilience in an uncertain world.

Our Vision

is to be recognized as a best-in-class underwriter utilizing deep risk capabilities to protect our customers. Blending our talent, expertise, and data to provide intelligent risk solutions.

Our culture

is one ofperformance and accountability. Our people are our experts, and you will be empowered to apply your expertise in a supportive, collaborative and purposeful environment.

Our Values

• Integrity: Integrity, respect and trust are our core principles
• Customer Focused: Our customers are the reason we exist
• Solution Driven: Creating solutions is our mindset
• Diversity: Diversity, inclusion and allyship make us stronger
• Collaboration: Collaboration drives outperformance

Why Should You Join SiriusPoint?

Our people are our experts, and from day one you will be empowered to apply your expertise in a supportive, collaborative, and purposeful environment. Our Values - Integrity, Customer Focused, Solution Driven, Diversity, and Collaboration - are at the heart of our business, and they guide our everyday actions and decision making. We also unite our global team behind common goals, ensuring you can make a meaningful impact.

We Achieve More Together

At SiriusPoint, we know that diversity, inclusion and allyship make us stronger. We value and are committed to supporting the unique voices, backgrounds, cultures, lifestyles, and contributions of the diverse global employee base that make up our business.

We know that a diverse and equitable culture, where all voices are included and heard, is critical to our success as an employer. We are committed to developing our DE&I strategy to ensure that SiriusPoint remains a supportive and empowering place of work.

We are unable to sponsor or take over sponsorship of an employment visa at this time.