Senior Products Counsel

Sirius Group; New York (NY); On-site; USD 180,000 - 200,000; Full time

Benefits offered by this job

Medical

Vision

HSA

FSA Medical and Dependent care

EAP

Life and AD&D (company paid)

Long-Term Disability (employer)

Parental leave - 8 weeks

401(k) 6% match

Job summary

SiriusPoint, a Bermuda-headquartered specialty underwriter with a New York presence, seeks a Senior Products Counsel to develop and maintain clear, compliant insurance policies and endorsements across functions.

In this role you will translate business objectives into precise policy language, advise on regulatory developments, manage the policy-form lifecycle, and guide cross-functional teams. The ideal candidate has 8+ years in insurance law, a JD, and multistate filing experience.

Qualifications

• Juris Doctor (JD) degree from an accredited law school and active membership in good standing in at least one U.S. state or territory.
• At least 8+ years of relevant legal experience, including substantial experience drafting and interpreting insurance policies and related product documentation.
• Strong knowledge of insurance contract law, principles of policy construction, and U.S. insurance product regulation.
• Exceptional drafting, analytical, project-management, and communication skills, with the ability to explain complex legal and coverage concepts clearly to business stakeholders.
• Demonstrated ability to work collaboratively and influence across Underwriting, Claims, Compliance, Product, Actuarial, and Operations.
• Experience with Specialty commercial insurance and excess and surplus lines, together with multistate form-filing experience, is strongly preferred.

Responsibilities

• Draft, revise, and negotiate insurance policies, coverage forms, endorsements, applications, and related product documents, with a focus on clear, consistent and commercial language.
• Translate underwriting strategy, risk appetite and business objectives into precise, enforceable, and practical policy language.
• Review forms for clarity, consistency, legal sufficiency, and regulatory compliance, and confirm that wording aligns with intended underwriting and claims practices.
• Provide strategic counsel to business partners and senior leaders on policy wording, coverage interpretation, product structure, and emerging legal issues, including the practical implications for product design and execution.
• Lead the policy-form lifecycle from development and internal approval through regulatory review, implementation and ongoing maintenance, working with relevant partners to manage dependencies and timelines.
• Monitor legal, regulatory, judicial, and market developments, assess their potential impact on existing and proposed products, and recommend timely policy-form updates.
• Maintain drafting standards, clause libraries, form inventories, version controls, and approval protocols that support consistency, governance, and efficient product development.
• Provide legal support for complex coverage matters, disputes, litigation, audits, and develop training and practical guidance for relevant stakeholders.

Skills

Legal drafting

Insurance policy drafting

Regulatory counsel

Policy interpretation

Cross-functional collaboration

Specialty/commercial insurance

Education

Juris Doctor (JD)

Job description

SiriusPoint is a specialty underwriter providing solutions to clients and brokers around the world. Bermuda-headquartered with offices in New York, London, Stockholm and other locations, we are listed on the New York Stock Exchange (SPNT). We have licenses to write Property & Casualty and Accident & Health insurance and reinsurance globally. Our offering and distribution capabilities are strengthened by a portfolio of strategic partnerships with Managing General Agents and program managers. With over $3.0 billion total capital, SiriusPoint’s operating companies have a financial strength rating of A from AM Best, Fitch and S&P, and A3 from Moody’s.

Join Our Team

As Senior Products Counsel, you will develop and maintain clear, compliant, and commercially effective insurance policies and endorsements. Working across Legal, Underwriting, Claims, Compliance, and Product, you will translate business objectives into precise policy language and provide strategic counsel on policy interpretation, regulatory developments, and product initiatives.

Your responsibilities will include:

• Draft, revise, and negotiate insurance policies, coverage forms, endorsements, applications, and related product documents, with a focus on clear, consistent and commercial language.
• Translate underwriting strategy, risk appetite and business objectives into precise, enforceable, and practical policy language.
• Review forms for clarity, consistency, legal sufficiency, and regulatory compliance, and confirm that wording aligns with intended underwriting and claims practices.
• Provide strategic counsel to business partners and senior leaders on policy wording, coverage interpretation, product structure, and emerging legal issues, including the practical implications for product design and execution.
• Lead the policy-form lifecycle from development and internal approval through regulatory review, implementation and ongoing maintenance, working with relevant partners to manage dependencies and timelines.
• Monitor legal, regulatory, judicial, and market developments, assess their potential impact on existing and proposed products, and recommend timely policy-form updates.
• Maintain drafting standards, clause libraries, form inventories, version controls, and approval protocols that support consistency, governance, and efficient product development.
• Provide legal support for complex coverage matters, disputes, litigation, audits, and develop training and practical guidance for relevant stakeholders.

Your skills and abilities should include:

• Juris Doctor (JD) degree from an accredited law school and active membership in good standing in at least one U.S. state or territory.
• At least 8+ years of relevant legal experience, including substantial experience drafting and interpreting insurance policies and related product documentation.
• Strong knowledge of insurance contract law, principles of policy construction, and U.S. insurance product regulation.
• Exceptional drafting, analytical, project-management, and communication skills, with the ability to explain complex legal and coverage concepts clearly to business stakeholders.
• Demonstrated ability to work collaboratively and influence across Underwriting, Claims, Compliance, Product, Actuarial, and Operations.
• Experience with Specialty commercial insurance and excess and surplus lines, together with multistate form-filing experience, is strongly preferred.

We aim to retain and attract great people, knowing they can achieve a rewarding and enriching career. We offer a competitive and above market compensation package. The following are some of the benefits and perks we offer our employees:

• Medical
• Vision
• FSA Medical and Dependent care
• Health Savings Account (HSA)
• EAP
• Basic Life and AD&D (company paid)
• Basic Long-Term Disability (employer) paid-Taxable income
• Employee paid Long Term Disability(voluntary)
• Company Medical Leave, Parental leave- 8 weeks full pay after 6 months of service
• Voluntary benefits: short term disability, Critical illness, Hospital Indemnity, Accident
• Travel assistance programs Company paid
• 401(k) 6 % safe harbor match, fully vested after two years, pre- and post-tax contributions allowed

SALARY: The estimated annual salary range for this position is mentioned below. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, SiriusPoint will consider a candidate’s relevant experience, location, and other job-related factors.

SALARY RANGE

$180,000 - $200,000 USD

United behind common goals

At SiriusPoint we work as one team across our global business, and we unite that team behind common goals, understanding the positive impact we can all make at SiriusPoint. We aim to retain and attract great people, knowing they can achieve a rewarding and enriching career.

Our Purpose

to provide security and resilience in an uncertain world.

Our Vision

to be recognized as a best-in-class underwriter utilizing deep risk capabilities to protect our customers. Blending our talent, expertise, and data to provide intelligent risk solutions.

Our culture

is one ofperformance and accountability. Our people are our experts, and you will be empowered to apply your expertise in a supportive, collaborative and purposeful environment.

Our Values

• Integrity: Integrity, respect and trust are our core principles
• Customer Focused: Our customers are the reason we exist
• Solution Driven: Creating solutions is our mindset
• Diversity: Diversity, inclusion and allyship make us stronger

Why Should You Join SiriusPoint?

Our people are our experts, and from day one you will be empowered to apply your expertise in a supportive, collaborative, and purposeful environment. Our Values - Integrity, Customer Focused, Solution Driven, Diversity, and Collaboration - are at the heart of our business, and they guide our everyday actions and decision making. We also unite our global team behind common goals, ensuring you can make a meaningful impact.

We Achieve More Together

At SiriusPoint, we know that diversity, inclusion and allyship make us stronger. We value and are committed to supporting the unique voices, backgrounds, cultures, lifestyles, and contributions of the diverse global employee base that make up our business.

We know that a diverse and equitable culture, where all voices are included and heard, is critical to our success as an employer. We are committed to developing our DE&I strategy to ensure that SiriusPoint remains a supportive and empowering place of work.

SiriusPoint’s Talent Acquisition Team values the candidate experience at every stage. It has come to our attention that individuals may be impersonating SiriusPoint recruiters in an effort to obtain money or personal information from job seekers. Please be advised that official communications from SiriusPoint recruiters will originate from authorized SiriusPoint email accounts (ending in @siriuspt.com) and legitimate employment opportunities can be found through our official careers page ( https://job-boards.eu.greenhouse.io/ ) and authorized recruiting channels: https://www.linkedin.com/company/sirius-point/jobs/