Mortgage Loan Specialist: Entry-Level with Growth

State Employees' Credit Union; Northern (KY); On-site; USD 42,000 - 64,000; Full time

Job summary

State Employees' Credit Union seeks an Associate Mortgage Loan Specialist to guide members through the real estate loan process from application to initial approval. You will assess eligibility, verify income, and counsel borrowers while adhering to SECU policies.

Responsibilities include assisting with mortgage loan originations, servicing existing loans, and collaborating with Realtors and the Lending Center. Strong communication and integrity are essential.

Qualifications

• Excellent communication and interpersonal skills required.
• Ability to analyze borrower information and maintain compliance with lending policies.
• Willingness to engage in ongoing training and professional development.

Responsibilities

• Receive and assist in completing real estate loan applications and act as primary contact during origination.
• Underwrite and recommend decisions based on creditworthiness, collateral, and risk.
• Verify income documents and qualifying information for approvals/denials.
• Counsel home buyers and homeowners, collecting documentation for initial loan approval.
• Coordinate with Real Estate Lending Processing Center within Loan Administration.

Skills

Communication skills

Networking

MLO registration

Regulatory compliance

Education

High school diploma or GED

Bachelor’s degree or CCUE Certification

AA/AS transfer program NC-CTP

Tools

MARGO Platform

Job description

State Employees' Credit Union seeks an Associate Mortgage Loan Specialist to guide members through the real estate loan process from application to initial approval. You will assess eligibility, verify income, and counsel borrowers while adhering to SECU policies.

Responsibilities include assisting with mortgage loan originations, servicing existing loans, and collaborating with Realtors and the Lending Center. Strong communication and integrity are essential.