Mortgage Loan Specialist: Guide Homebuyers & Grow Lending

State Employees' Credit Union

Shallotte (NC)

On-site

USD 55,000 - 85,000

Full time

14 days+

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Job summary

State Employees' Credit Union seeks an Experienced Mortgage Loan Specialist to manage the full real estate loan process across delivery channels. You will underwrite loans, assess creditworthiness, and maintain strong realtor and community referrals to grow mortgage lending opportunities.

You will counsel home buyers and coordinate with the Real Estate Lending Processing Center while ensuring compliance with policies. This role requires strong communication and ongoing professional development.

Qualifications

Minimum 2 years mortgage lending experience.
Solid understanding of real estate loan cycle and servicing.
Eligible to be registered as an active MLO with the NMLS.
Excellent communication skills, both written and verbal, with integrity and objectivity.

Responsibilities

Assist in real estate loan applications and serve as the primary contact during origination.
Underwrite real estate loan applications within assigned tiered lending limits.
Communicate approval or denial decisions clearly to members.
Stay updated on market trends, interest rates, and lending policy changes.
Coordinate closings and servicing for mortgage and home equity loans.
Collaborate with RELO VP/SVP for training and loan approvals.