Senior Home Equity Loan Processor — Member Service

Unitus Community Credit Union; Tigard (OR); On-site; USD 70,000 - 95,000; Full time

Benefits offered by this job

Medical + Dental + Vision

Flexible Spending Accounts + HSA

Paid Time Off (PTO)

12 paid holidays per year

401(k) Retirement Savings

Annual Incentives

Employee Assistance Plan

Tuition Reimbursement

Student Loan Debt Repayment

Transit & Parking benefits

Paid Volunteer Time Off

Job summary

Unitus Community Credit Union is hiring a Senior Residential Equity Loan Processor to guide members through the loan fulfillment process, ensuring accurate data collection and regulatory compliance. You will review and finalize appraisals, income/assets, and title documents, coordinating with other institutions to ensure smooth processing.

The ideal candidate brings 2+ years in underwriting or processing in residential equity or mortgage lending, plus strong communication skills and knowledge of

Qualifications

• Bachelor’s degree or equivalent work experience.
• 2+ years’ experience in underwriting, processing, originations, or closing in residential equity, mortgage, or consumer lending products.
• At least 1 year of experience directly related to home equity/mortgage loan processing or underwriting.
• Working knowledge of home equity/mortgage lending laws and regulations.
• Strong communication and interpersonal skills; proficient with lending platforms and systems.
• Experience with FHA, VA, and/or construction loans is a plus.

Responsibilities

• Performs processing activities for moderately complex applications; review, approval and/or clearance of appraisals, stipulations, income/asset and tax analysis, hazard/title insurance, flood certifications, and collateral encumbrances prior to closing and funding.
• Reviews approved residential equity loan and membership applications for accuracy and completeness; processes the loan and documents, disburses, and on-boards loans.
• Coordinates with other financial institutions and agencies to ensure efficient processing; identifies and corrects errors, follows up with involved parties as needed.
• Evaluates and communicates with members regarding needs and proactively provides appropriate solutions, contributing to a value-added member experience.
• Maintains confidentiality of all member information and proper storage for retrieval of documents.
• Acts as a liaison or primary point-of-contact for a second review.
• May assist with initial training for processing staff.

Skills

Mortgage processing experience

Underwriting experience

Customer service skills

Education

Bachelor’s degree in business or related field

Job description

Unitus Community Credit Union is hiring a Senior Residential Equity Loan Processor to guide members through the loan fulfillment process, ensuring accurate data collection and regulatory compliance. You will review and finalize appraisals, income/assets, and title documents, coordinating with other institutions to ensure smooth processing.

The ideal candidate brings 2+ years in underwriting or processing in residential equity or mortgage lending, plus strong communication skills and knowledge of