Senior Fair Banking Risk & Compliance Lead

First-Horizon-Bank; Memphis (TN); On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Medical benefits

Dental & vision coverage

HSA with company match

Maternity leave

Tuition reimbursement

Mentor program

401(k) with match

Job summary

First Horizon Corporation is seeking a Fair Banking Senior Officer to provide subject matter expertise in fair banking risk, focusing on redlining analytics and advisory support to markets. You will work with leaders to ensure regulatory alignment and sustainable growth, translating analytics into actionable improvements.

The role reports to the risk/compliance function, collaborates across Market, CRA, Mortgage, and frontline teams, and requires strong analytical, communication, and ownership

Qualifications

• Bachelor’s degree required; advanced degree a plus.
• 5+ years of Banking experience or equivalent combination of education and experience.
• Experience in banking compliance, fair lending or related risk/audit functions within a regulated financial institution.
• Demonstrated expertise in redlining analytics, including HMDA data, census/demographic analysis, mapping/visualization, and narrative development.
• Proven ability to complete risk assessments, Banking Center/ATM Impact Analysis, and generate high-quality reporting and dashboards.

Responsibilities

• Lead the redlining analytics lifecycle: scoping, peer selection, data quality and validation, statistical and qualitative analysis, and narrative development.
• Analyze HMDA and internal production data to evaluate penetration, market share, banking center/marketing distribution, and outreach in majority-minority census tracts.
• Produce clear, management-ready reports and presentations; recommend and track corrective actions with urgency.
• Serve as a trusted advisor to market and business partners on regulations including Fair Housing Act, Fair Lending, UDAAP, ECOA/Reg B, FDCPA, and State Predatory Lending Laws.
• Complete formal risk assessments for assigned regulations.
• Maintain thorough documentation supporting transparent, repeatable processes.
• Assist management with audit and regulatory exam readiness by delivering complete, accurate data and traceable documentation.
• Collaborate with market leadership and CRA teams to interpret analysis, align action plans, and verify execution outcomes.

Skills

Redlining analytics

HMDA data

Excel

SQL

Data visualization

Regulatory knowledge

Wiz SaaS

Tableau/Power BI

Education

Bachelor's degree

Tools

Wiz SaaS platform

Altair Monarch

Job description

First Horizon Corporation is seeking a Fair Banking Senior Officer to provide subject matter expertise in fair banking risk, focusing on redlining analytics and advisory support to markets. You will work with leaders to ensure regulatory alignment and sustainable growth, translating analytics into actionable improvements.

The role reports to the risk/compliance function, collaborates across Market, CRA, Mortgage, and frontline teams, and requires strong analytical, communication, and ownership