CRA & Fair Banking Compliance Lead

First Mid; Rockford (IL); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Health insurance

401(k) with company match

Employee Stock Purchase Plan

Generous PTO

Tuition reimbursement

Performance-based bonuses

Job summary

First Mid Bancshares, Inc. seeks a Community Reinvestment Act Officer to lead CRA/HMDA compliance and Fair Lending oversight within the bank. The role drives regulatory reporting, data integrity, and staff training across CRA initiatives.

You will collaborate with lending operations and management to ensure compliance, prepare annual CRA reports, and support regulatory exams. Occasional travel to other locations may be required.

Qualifications

• Bachelor’s degree in finance, business, or related field preferred.
• 3+ years of CRA or Fair Lending experience.
• Experience with CRA Wiz preferred.

Responsibilities

• Maintains expertise on CRA, HMDA, and Fair Lending requirements and regulatory updates.
• Ensures CRA files are complete and lobby notices are posted as applicable.
• Develops CRA and Fair Banking training for bank employees.
• Coordinates data collection and testing of fair lending related data.
• Prepares management reports and presents findings to committees.
• Advocates for strong Fair and Responsible Banking culture.
• Oversees data integrity for CRA/HMDA reporting and daily operations.
• Cross-sell bank products in a compliant, professional manner.

Skills

CRA/Fair Lending analysis

Regulatory reporting

Data integrity

Written/verbal communication

Attention to detail

Microsoft Word/Excel

Interpersonal skills

Education

Bachelor's degree in finance, business, or related field

Job description

First Mid Bancshares, Inc. seeks a Community Reinvestment Act Officer to lead CRA/HMDA compliance and Fair Lending oversight within the bank. The role drives regulatory reporting, data integrity, and staff training across CRA initiatives.

You will collaborate with lending operations and management to ensure compliance, prepare annual CRA reports, and support regulatory exams. Occasional travel to other locations may be required.