Senior Fair Banking & Risk Analytics Lead

First Horizon Corp.; Memphis, Northern (TN, KY); Hybrid; USD 110,000 - 165,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

401(k) with 6% match

Mentor program

Job summary

First Horizon Corporation, headquartered in Memphis, TN, seeks a Senior Officer focused on fair banking risk and redlining analysis. The role collaborates with market leadership and CRA teams to ensure compliance, informative analytics, and sustainable growth across regulated lending activities.

Responsibilities include advising on federal/state fair lending requirements and translating analytics into actionable improvements, with a strong emphasis on regulatory readiness and data-driven

Qualifications

• Bachelor’s degree required; advanced degree a plus.
• 5+ years of Banking experience or equivalent education/experience.
• Experience in banking compliance, fair lending/fair banking, or related risk/audit functions.

Responsibilities

• Lead the redlining analytics lifecycle: scoping, data quality, validation, analysis, and narrative development.
• Analyze HMDA and internal data to evaluate penetration, market share, and outreach in majority-minority tracts.
• Produce management-ready reports and dashboards; track corrective actions with urgency.
• Advise markets on regulations including Fair Housing Act, Fair Lending, UDAAP, ECOA/Reg B, and state laws.
• Complete formal risk assessments for assigned regulations.
• Conduct Banking Center/ATM Impact Analysis for openings, closures, relocations, and service changes.
• Maintain thorough documentation for transparent, repeatable processes.
• Coordinate data delivery for audits/regulatory exams and support execution verification.

Skills

Redlining analytics

Advanced Excel

SQL

Data visualization

Regulatory knowledge

Communication

Education

Bachelor’s degree

Advanced degree (preferred)

Tools

Wiz SaaS platform

Altair Monarch

Tableau/Power BI

Job description

First Horizon Corporation, headquartered in Memphis, TN, seeks a Senior Officer focused on fair banking risk and redlining analysis. The role collaborates with market leadership and CRA teams to ensure compliance, informative analytics, and sustainable growth across regulated lending activities.

Responsibilities include advising on federal/state fair lending requirements and translating analytics into actionable improvements, with a strong emphasis on regulatory readiness and data-driven