Senior Delinquency & Loss Mitigation Specialist

M&T Bank Corporation; Getzville (NY); On-site; USD 31,000 - 52,000; Full time

Job summary

M&T Bank Corporation in Getzville, NY is seeking a qualified professional to manage delinquent loan accounts and guide borrowers through loss mitigation and collection processes. You will contact borrowers, assess repayment options and arrange repayment solutions while maintaining thorough documentation of all activity.

The role emphasizes compliance, collaboration with internal partners, and handling of high‑risk accounts with a strong focus on customer service and performance of cross‑training

Qualifications

• A combined 4 years’ higher education and/or work experience, including a minimum of 2 years’ relevant work experience.
• Working knowledge of word processing and spreadsheet software.
• Strong written and verbal communication skills.
• Detail oriented.
• Motivated, team player.
• Strong analytical ability and problem solving skills.
• Strong work ethic and ability to work independently motivated, team player.

Responsibilities

• Responsible for customer service in communicating with delinquent consumer, mortgage, and/or commercial loan accounts, including past due and high-risk relationships.
• Initiate inbound and outbound calls to borrowers, assess repayment options, and arrange repayment plans or loss mitigation solutions while maintaining compliance with all applicable regulations.
• Perform skip tracing, collect and analyze financial information, review collateral value, mitigate loss situations, and escalate to next steps based on risk triggers.
• Collaborate with internal partners, vendors, and management to determine appropriate strategies and ensure service level agreements are met.
• Document all account activity and recommendations thoroughly and accurately.
• Provide on the job training for new employees as needed. Guide co-workers on more complex research issues.
• Responsible for the handling of all products serviced as a result of cross‑training.
• Stay informed on business and market trends to mitigate risk and reduce potential losses.

Skills

Communication skills

Detail oriented

Analytical ability

Problem solving

Work ethic

Team player

Independent worker

Education

Bachelor’s degree

Job description

M&T Bank Corporation in Getzville, NY is seeking a qualified professional to manage delinquent loan accounts and guide borrowers through loss mitigation and collection processes. You will contact borrowers, assess repayment options and arrange repayment solutions while maintaining thorough documentation of all activity.

The role emphasizes compliance, collaboration with internal partners, and handling of high‑risk accounts with a strong focus on customer service and performance of cross‑training