Credit Underwriter – SBA & CRE Lending Expert

Southwest Heritage Bank; Tucson (AZ); On-site; USD 65,000 - 90,000; Full time

Job summary

Southwest Heritage Bank is seeking a Full Time Credit Underwriter in Tucson, AZ. The role involves gathering and analyzing financial information, underwriting loan opportunities, and coordinating SBA, commercial real estate, and commercial loans.

The CU collaborates with lenders to monitor portfolio performance, assess credit risk, and ensure compliance with loan agreements while supporting the bank’s goals and customer relationships.

Qualifications

• BS/BA in business; 3-5 years of banking experience.
• Extensive experience in lending activities and related terminology.
• Advanced knowledge of banking compliance regulations.
• Effective oral and written communication skills.
• Strong organizational and time management abilities.
• Ability to adapt to change.

Responsibilities

• Gather data from customers and prospects and analyze financial information.
• Prepare credit presentations for new money requests and annual reviews.
• Develop risk ratings and monitor loan portfolios.
• Coordinate renewals and ensure timely reviews to avoid past dues.
• Maintain knowledge of Bank lending systems.
• Monitor covenants and manage potential default risk.

Skills

Banking regulations

Interpersonal communication

Time management

Financial analysis

Education

BS/BA in business

Tools

Lending software

Job description

Southwest Heritage Bank is seeking a Full Time Credit Underwriter in Tucson, AZ. The role involves gathering and analyzing financial information, underwriting loan opportunities, and coordinating SBA, commercial real estate, and commercial loans.

The CU collaborates with lenders to monitor portfolio performance, assess credit risk, and ensure compliance with loan agreements while supporting the bank’s goals and customer relationships.