Senior Credit Underwriter – Middle Market Loans

Internationalinsuranceprofessionals; Dallas (TX); In loco; USD 110.000 - 150.000; Tempo pieno

Descrizione del lavoro

Bank of America is seeking an experienced Underwriter for the Global Commercial Banking credit team to assess and underwrite a diverse portfolio of middle market loans across multiple industries, with revenues from $50M to $2B. You will partner with Relationship Management, Debt Capital Markets and product teams, performing rigorous credit analysis, due diligence and risk monitoring.

The role reports to a Senior Credit Manager and requires strong financial modeling, credit documentation, and the

Competenze

• BA/BS degree required.
• 5 to 10 years of Commercial Banking underwriting experience.
• Proficiency in accounting principles, financial statement analysis and financial modeling.
• Solid foundation in credit analysis, including evaluation of business risk, industry trends and capital structures.
• Understanding of credit documentation, including term sheets, credit agreements and ancillary agreements.
• Strong written and verbal communication skills.
• Unwavering attention to detail and accuracy.
• Ability to work in a fast paced, deadline driven environment.
• Ability to juggle and prioritize multiple transactions and responsibilities at a time.

Mansioni

• Partner with credit teammates, relationship management and product teams to develop strategic debt financing solutions.
• Employ credit and accounting knowledge to structure bilateral and syndicated loans aligned with client needs and bank risk parameters.
• Analyze ancillary credit exposure for treasury, rates and foreign exchange products.
• Perform due diligence and dynamic risk assessments of borrowers, industries and transactions.
• Create credit approval packages and own the credit approval process from initiation through final decision.
• Construct detailed financial cash flow and repayment models, including sensitivity analyses.
• Complete enterprise value (discounted cash flow), pricing, returns and risk rating models.
• Ensure adherence to regulatory and internal policies and procedures.
• Exercise approval authority for certain credit actions.
• Present well supported opportunities to credit and risk leadership.
• Partner with internal and external legal partners to complete loan documentation.
• Oversee quarterly monitoring exercises and requirements.

Conoscenze

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Formazione

BA/BS degree

Descrizione del lavoro

Bank of America is seeking an experienced Underwriter for the Global Commercial Banking credit team to assess and underwrite a diverse portfolio of middle market loans across multiple industries, with revenues from $50M to $2B. You will partner with Relationship Management, Debt Capital Markets and product teams, performing rigorous credit analysis, due diligence and risk monitoring.

The role reports to a Senior Credit Manager and requires strong financial modeling, credit documentation, and the