Senior Credit Underwriter – Middle Market Lending

Bank of America; Orlando (FL); Presencial; USD 85.000 - 140.000; Jornada completa

Descripción de la vacante

Bank of America is seeking an experienced Underwriter on the Global Commercial Banking credit team to evaluate loans for middle-market companies with revenues from $50 million to $2 billion across the Tampa, Orlando and Jacksonville markets. You will work closely with Relationship Management, Debt Capital Markets, Investment Banking and product teams to analyze opportunities and monitor risk.

Reporting to a Senior Credit Manager, you will build detailed financial models, construct credit

Formación

• BA/BS degree required.
• 3–10 years of Commercial Banking underwriting experience.
• Proficiency in accounting principles and financial statement analysis.
• Solid foundation in credit analysis and risk evaluation.
• Understanding of credit documentation (term sheets, agreements, security).

Responsabilidades

• Partner with credit teammates, relationship management and product teams to develop debt financing solutions.
• Structure bilateral and syndicated loans aligned with client needs and risk parameters.
• Analyze ancillary credit exposure for treasury, rates, and FX products.
• Perform due diligence and dynamic risk assessments of borrowers and industries.
• Create credit approval packages and manage the credit approval process from initiation to final decision.
• Construct cash flow and repayment models, including DCF and sensitivity analyses.
• Ensure adherence to policies, regulations and internal controls.
• Present opportunities to credit leadership with robust support and documentation.
• Collaborate with internal and external legal partners to complete loan documentation.
• Oversee quarterly monitoring and ensure timely compliance with monitoring requirements.

Conocimientos

Attention to Detail

Credit & Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation

Financial Forecasting

Collaborative Skills

Loan Structuring

Educación

BA/BS degree

Herramientas

Excel

Descripción del empleo

Bank of America is seeking an experienced Underwriter on the Global Commercial Banking credit team to evaluate loans for middle-market companies with revenues from $50 million to $2 billion across the Tampa, Orlando and Jacksonville markets. You will work closely with Relationship Management, Debt Capital Markets, Investment Banking and product teams to analyze opportunities and monitor risk.

Reporting to a Senior Credit Manager, you will build detailed financial models, construct credit