Senior Credit Underwriter - Consumer & SBA Lending
United Bank
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Job summary
United Bank in Foley, Alabama is seeking a Credit Underwriter to analyze and underwrite consumer and small business loan requests, ensuring sound credit decisions and regulatory compliance. The role supports lending strategy by assessing credit worthiness, mitigating risk, and maintaining portfolio quality while delivering accurate and timely service to the lending team.
Responsibilities include evaluating loan applications, reviewing financial data, preparing decisions, ensuring documentation
Qualifications
- 5+ years in consumer or small business lending and underwriting.
- Strong analytical skills and attention to detail.
- Knowledge of underwriting regulations and policies.
- Ability to make sound decisions based on financial data.
Responsibilities
- Evaluate consumer and small business loan applications for creditworthiness.
- Analyze financial data, tax returns, credit reports and income statements.
- Provide underwriting guidance and decisions to retail network.
- Review loan documentation for accuracy and regulatory compliance.
- Collaborate with loan officers to gather required information and communicate decisions timely.
Skills
Education
Tools
Job description
United Bank in Foley, Alabama is seeking a Credit Underwriter to analyze and underwrite consumer and small business loan requests, ensuring sound credit decisions and regulatory compliance. The role supports lending strategy by assessing credit worthiness, mitigating risk, and maintaining portfolio quality while delivering accurate and timely service to the lending team.
Responsibilities include evaluating loan applications, reviewing financial data, preparing decisions, ensuring documentation
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