Credit Underwriter & Financial Analysis Specialist

Servisfirst Bank; Birmingham (AL); On-site; USD 60,000 - 75,000; Full time

Job summary

ServisFirst Bank in Birmingham, AL is seeking a Credit Analyst to assess the creditworthiness of potential clients based on financial statements and market conditions. You will prepare appraisals for loan review and determine terms of loans while maintaining regulatory compliance.

The role involves financial analysis, underwriting, generating reports, maintaining the nCino system, and coordinating with loan officers and appraisers to ensure accurate information for approvals.

Qualifications

• Bachelor’s degree in Finance, Accounting or related field.
• Minimum two years’ experience in financial analysis or banking.
• Strong written and verbal communication skills.
• Experience with Microsoft Outlook, Word and Excel.
• Attention to detail and data analysis.
• Excellent organizational and multi-tasking skills.
• Ability to work independently with limited supervision.
• Familiarity with collateral instruments; RMA or Moody training is a plus.

Responsibilities

• Conduct financial analysis and underwriting for new loan requests and maturities.
• Coordinate with Loan Officers to obtain financial documents.
• Assess credit strength and determine loan terms.
• Run reports on past due and maturing loans and information requests.
• Prepare underwriting/credit memos for approvals.
• Generate monthly reports on past due loans, maturing loans, collateral reports.
• Compile board reports and ad hoc requests as needed.
• Track borrowing base and marketable securities.
• Maintain and update nCino system.
• Respond to subpoenas related to credit information.
• Order appraisals and liaise with appraisal vendors.
• Ensure compliance with applicable regulations and policies.

Skills

Financial analysis

Underwriting

Communication

Attention to detail

Education

Bachelor's degree in Finance, Accounting or related field

Tools

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

ServisFirst Bank in Birmingham, AL is seeking a Credit Analyst to assess the creditworthiness of potential clients based on financial statements and market conditions. You will prepare appraisals for loan review and determine terms of loans while maintaining regulatory compliance.

The role involves financial analysis, underwriting, generating reports, maintaining the nCino system, and coordinating with loan officers and appraisers to ensure accurate information for approvals.