Senior Credit Risk Review Examiner

Regions Financial Corporation; Hoover (AL); On-site; USD 106,000 - 151,000; Full time

Job summary

Regions is seeking a Credit Risk Review Examiner in Hoover, Alabama to monitor and examine credit risk within assigned portfolios. You will analyze credit metrics, perform transaction testing, and engage with risk partners to ensure policy compliance and sound lending practices.

The role involves leading examinations, developing relationships across departments, and delivering findings to senior management. A bachelor's degree and 7 years of related experience are required.

Qualifications

• Bachelor’s degree in a related field
• Seven(7) years of credit-related experience, or five (5) years of third line of defense credit risk assurance, regulatory, or credit approval/management experience
• Experience writing risk management review reports

Responsibilities

• Maintains a working knowledge of sound lending practices, lending regulations, and the bank’s loan policy and underwriting guidelines
• Reviews credit exposures to provide assurance of compliance with Regions' credit policies, and safe and sound banking practices
• Participates and/or takes a leadership role in credit risk review examinations
• Develops and maintains positive working relationships with line of business management, credit risk management, audit staff, and other departments
• Analyzes trends in key quality and performance metrics, reviews transactions, and assesses processes associated with the origination and servicing of assigned loan portfolios
• Identifies and monitors the evolution of key risk direction drivers for assigned portfolios
• Performs ad hoc analysis of credit risk issues independently
• Maintains specialized knowledge for assigned lines of business
• Proposes appropriate ratings and risk direction assessments and presents results to senior managers
• Maintains documentation to support review process and findings
• Maintains knowledge of credit risk review procedures and regulatory requirements
• Offers guidance to junior examiners
• Collaborates with senior management in team goals
• May serve as lead examiner for assigned lines of business

Skills

Ability to learn additional systems as

Ability to research, analyze data

Ability to work in a team

Ability to work autonomously

Work under pressure

Microsoft Office Suite

Strong organizational skills

Strong verbal and written comms

Strong work ethic

Education

Bachelor’s degree in a related field

Job description

Regions is seeking a Credit Risk Review Examiner in Hoover, Alabama to monitor and examine credit risk within assigned portfolios. You will analyze credit metrics, perform transaction testing, and engage with risk partners to ensure policy compliance and sound lending practices.

The role involves leading examinations, developing relationships across departments, and delivering findings to senior management. A bachelor's degree and 7 years of related experience are required.