Strategic Consumer Credit Risk Manager

Regions Financial Corporation; Hoover (AL); On-site; USD 135,000 - 189,000; Full time

Job summary

Regions Financial Corporation in Hoover, Alabama seeks a Credit Risk Management Consumer Credit Manager to drive strategic risk insights and profitable lending. The role requires analyzing data, shaping underwriting standards, and leading risk governance across mortgage and consumer portfolios.

You will partner with senior leadership, mentor credit analysts, and help elevate Regions' risk framework while delivering credible risk reporting.

Qualifications

• Ability to evaluate, synthesize, organize, and interpret data and information.
• Ability to provide direction in underwriting requirements and origination automation strategies.
• Knowledge of quantitative analysis and static pool analysis.
• Strong technical skills, basic programming and statistical concepts.
• Strong verbal, written communication, and organizational skills.
• Understanding of Consumer Credit products, industry changes, regulatory requirements and banking laws.

Responsibilities

• Recommends cohesive strategies that balance consumer loan growth, while managing risk.
• Recommends and implements comprehensive consumer credit policies.
• Provides governance oversight over Regions' compliance with consumer credit policies.
• Provides business insight and recommendations relating to credit model enhancements and their use in underwriting.
• Utilizes alternative data sources to segment loan applicant data to enhance Regions customer relationships and improve organic growth.
• Develops account management and collection prioritization strategies.
• Independently reports key risks and emerging risk.
• Interacts with senior management and will act as a liaison to business units on credit review management.
• Develops, attracts, and retains talent required to carry out roles and responsibilities.
• Mentors credit analysts.

Skills

Data analysis

Underwriting guidance

Quantitative analysis

Programming basics

Written communication

Consumer credit knowledge

Education

Bachelor's degree

Job description

Regions Financial Corporation in Hoover, Alabama seeks a Credit Risk Management Consumer Credit Manager to drive strategic risk insights and profitable lending. The role requires analyzing data, shaping underwriting standards, and leading risk governance across mortgage and consumer portfolios.

You will partner with senior leadership, mentor credit analysts, and help elevate Regions' risk framework while delivering credible risk reporting.